California BanCorp (FRA:KZ9) Tariff Resilience Score: 8/10 (As of Jul. 20, 2026)

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FRA:KZ9 California BanCorp FRA:KZ9
58 GF Score
Price €17.60
GF Value €13.58
! 5 Warning Signs
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What is California BanCorp Tariff Resilience Score?

California BanCorp FRA:KZ9 -1.12% 58 Tariff Resilience Score is 8 as of Jul. 20, 2026. GuruFocus rates FRA:KZ9 with a GF Score™ of 58/100 and a GF Value™ of €13.58. The stock has 5 warning signs investors should review. Among 1,606 Banks companies, California BanCorp ranks better than 78.77% on this metric.

California BanCorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

California BanCorp has California BanCorp, a financial services provider, is largely insulated from direct tariff impacts. Its operations are primarily domestic and service-oriented, with minimal reliance on global supply chains. Indirect effects on clients in trade-exposed sectors are possible, but overall tariff vulnerability is low.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes California BanCorp might have Highly Resilient.

California BanCorp  (FRA:KZ9) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

California BanCorp Tariff Resilience Score Related Terms

FRA:KZ9 vs PFIS, THVB, TCBX: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, California BanCorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

California BanCorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, California BanCorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where California BanCorp's Tariff Resilience Score falls into.


FRA:KZ9
58GF Score
California BanCorp FRA:KZ9
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
California BanCorp (FRA:KZ9) has a Tariff Resilience Score of 8 as of Jul. 20, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, California BanCorp ranks #341 out of 1606 companies in the Banks industry, placing it in the top 21.2%.
Is California BanCorp's Tariff Resilience Score too high?
California BanCorp's current Tariff Resilience Score is 8. Based on the distribution chart, California BanCorp ranks #341 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, California BanCorp has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does California BanCorp's Tariff Resilience Score compare to PFIS and THVB?
According to the Banks industry distribution chart, California BanCorp ranks #341 out of 1606 companies for Tariff Resilience Score. This places California BanCorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. California BanCorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California BanCorp stock overvalued right now?
California BanCorp (FRA:KZ9) has a current Tariff Resilience Score of 8. The stock's GF Value™ is €13.58, compared to a current price of €17.60 — trading 29.6% above its estimated fair value. The current Tariff Resilience Score is 8. California BanCorp's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For California BanCorp (FRA:KZ9), the current Tariff Resilience Score is 8 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is California BanCorp (FRA:KZ9) Overvalued in 2026?

Based on GuruFocus' analysis, California BanCorp stock appears to be overvalued. The current stock price of €17.60 is trading 29.6% above its estimated GF Value™ of €13.58.

Key valuation signals for FRA:KZ9:

  • Tariff Resilience Score: 8
  • GF Value™: €13.58 vs. price of €17.60 (29.6% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the FRA:KZ9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

California BanCorp Business Description

Other Exchanges BCAL:USA
Address 12265 El Camino Real, Suite 210, San Diego, CA, USA, 92130
California BanCorp is a relationship-focused community bank offering commercial loan and deposit products, along with other services delivered directly or through strategic alliances, to business and individual customers in its target markets. The Company provides financial products and services to individuals, professionals, and small to medium-sized businesses through its branch and commercial banking offices serving California. Its lending products consist mainly of construction and land development loans, real estate loans, C&I loans, and consumer loans, and it is a Preferred SBA Lender, while its deposit products consist mainly of demand deposit, money market, and certificates of deposit. The Company operates in one reportable segment, commercial banking.
58GF Score

Get the complete analysis for FRA:KZ9

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.60
Price
€13.58
GF Value