Protector Forsikring ASAFRA:PR4 +0.19%67 FCF Margin % is 21.85% as of Mar. 2026, which is 449% above its 10-year median of 3.98. GuruFocus rates FRA:PR4 with a GF Score™ of 67/100 and a GF Value™ of €31.41 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Protector Forsikring ASA ranks worse than 50.1% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Protector Forsikring ASA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Protector Forsikring ASA FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Protector Forsikring ASA's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Protector Forsikring ASA's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Protector Forsikring ASA (FRA:PR4) has a FCF Margin % of 21.85% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Protector Forsikring ASA and its competitors. This is 449% above median its historical median of 3.98. According to the industry distribution chart, Protector Forsikring ASA ranks #251 out of 501 companies in the Insurance industry, placing it in the top 50.1%.
Is Protector Forsikring ASA's FCF Margin % too high?
Protector Forsikring ASA's current FCF Margin % of 21.85% is 449% above median its 10-year median of 3.98. The Insurance industry median FCF Margin % is 9.60. Protector Forsikring ASA's value of 21.85% is 127.6% above this industry median. Based on the distribution chart, Protector Forsikring ASA ranks #251 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Protector Forsikring ASA has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's FCF Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Protector Forsikring ASA ranks #251 out of 501 companies for FCF Margin %. This places Protector Forsikring ASA in the lower half of its industry. The industry median FCF Margin % is 9.60. Protector Forsikring ASA's value of 21.85% is 127.6% above this benchmark. While the company's 10-year median is 3.98 vs. the industry median of 9.60, Protector Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Protector Forsikring ASA's current FCF Margin % of 21.85% is 127.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Protector Forsikring ASA and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Protector Forsikring ASA's current FCF Margin % is 21.85%, which is 449% above median its own 10-year median of 3.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (FRA:PR4) is currently considered Significantly Overvalued. The stock's GF Value™ is €31.41, compared to a current price of €42.20 — trading 34.4% above its estimated fair value. The current FCF Margin % is 21.85%, which is 449% above median its 10-year median of 3.98 and 127.6% above the Insurance industry median of 9.60. Protector Forsikring ASA's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Protector Forsikring ASA (FRA:PR4), the current FCF Margin % is 21.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Protector Forsikring ASA (FRA:PR4) Overvalued in 2026?
Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued.
The current stock price of €42.20 is trading 34.4% above its estimated GF Value™ of €31.41.
GuruFocus considers Protector Forsikring ASA to be Significantly Overvalued.
Key valuation signals for FRA:PR4:
FCF Margin %: 21.85% (449% above median its 10-year median of 3.98)
GF Value™: €31.41 vs. price of €42.20 (34.4% above fair value)
Industry Position: 127.6% above the Insurance median (#251 of 501)
No single metric tells the full story. See the FRA:PR4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
67GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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