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Protector Forsikring ASAFRA:PR4 -0.18%81 Shiller PE Ratio is 34.63 as of Sep. 08, 2026, which is 73% above its 10-year median of 20.00. GuruFocus rates FRA:PR4 with a GF Score™ of 81/100 and a GF Value™ of €35.90 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 368 Insurance companies, Protector Forsikring ASA ranks worse than 86.96% on this metric.
The historical rank and industry rank for Protector Forsikring ASA's Shiller PE Ratio or its related term are showing as below:
FRA:PR4'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.78 Med: 20 Max: 43.39
Current: 33.68
During the past years, Protector Forsikring ASA's highest Shiller PE Ratio was 43.39. The lowest was 7.78. And the median was 20.00.
FRA:PR4's Shiller PE Ratio is ranked worse than 86.96% of 368
companies
in the Insurance industry
Industry Median: 16.715
vs FRA:PR4: 33.68
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Protector Forsikring ASA's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.815. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €1.26 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Protector Forsikring ASA (FRA:PR4) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Protector Forsikring ASA Shiller PE Ratio Related Terms
Protector Forsikring ASA Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PR4 vs FNF, RYAN, FAF: Shiller PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Protector Forsikring ASA's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Protector Forsikring ASA Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Protector Forsikring ASA's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Protector Forsikring ASA's Shiller PE Ratio falls into.
Protector Forsikring ASA Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Protector Forsikring ASA (FRA:PR4) has a Shiller PE Ratio of 34.63 as of Sep. 08, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Protector Forsikring ASA and its competitors. This is 73% above median its historical median of 20.00. Over the past decade, Protector Forsikring ASA's Shiller PE Ratio has ranged from 7.78 to 43.39. According to the industry distribution chart, Protector Forsikring ASA ranks #320 out of 368 companies in the Insurance industry, placing it in the top 87%.
Is Protector Forsikring ASA's Shiller PE Ratio too high?
Protector Forsikring ASA's current Shiller PE Ratio of 34.63 is 73% above median its 10-year median of 20.00. Over the past 10 years, this metric has ranged from a low of 7.78 to a high of 43.39. The Insurance industry median Shiller PE Ratio is 16.72. Protector Forsikring ASA's value of 34.63 is 107.2% above this industry median. Based on the distribution chart, Protector Forsikring ASA ranks #320 out of 368 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Protector Forsikring ASA has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's Shiller PE Ratio compare to FNF and RYAN?
According to the Insurance industry distribution chart, Protector Forsikring ASA ranks #320 out of 368 companies for Shiller PE Ratio. This places Protector Forsikring ASA in the lower half of its industry. The industry median Shiller PE Ratio is 16.72. Protector Forsikring ASA's value of 34.63 is 107.2% above this benchmark. Historically, Protector Forsikring ASA's own Shiller PE Ratio has ranged from 7.78 to 43.39 over the past decade. While the company's 10-year median is 20.00 vs. the industry median of 16.72, Protector Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.72, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Protector Forsikring ASA's current Shiller PE Ratio of 34.63 is 107.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Protector Forsikring ASA and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Protector Forsikring ASA's current Shiller PE Ratio is 34.63, which is 73% above median its own 10-year median of 20.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (FRA:PR4) is currently considered Modestly Overvalued. The stock's GF Value™ is €35.90, compared to a current price of €43.64 — trading 21.6% above its estimated fair value. The current Shiller PE Ratio is 34.63, which is 73% above median its 10-year median of 20.00 and 107.2% above the Insurance industry median of 16.72. Protector Forsikring ASA's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Protector Forsikring ASA (FRA:PR4), the current Shiller PE Ratio is 34.63 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Protector Forsikring ASA (FRA:PR4) Overvalued in 2026?
Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued.
The current stock price of €43.64 is trading 21.6% above its estimated GF Value™ of €35.90.
GuruFocus considers Protector Forsikring ASA to be Modestly Overvalued.
Key valuation signals for FRA:PR4:
Shiller PE Ratio: 34.63 (73% above median its 10-year median of 20.00)
GF Value™: €35.90 vs. price of €43.64 (21.6% above fair value)
Industry Position: 107.2% above the Insurance median (#320 of 368)
No single metric tells the full story. See the FRA:PR4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
81GF Score
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