Protector Forsikring ASA (FRA:PR4) Cyclically Adjusted PS Ratio: (As of Jul. 11, 2026)


FRA:PR4 Protector Forsikring ASA FRA:PR4
74 GF Score
Price €44.34
GF Value €31.18
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Protector Forsikring ASA Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Protector Forsikring ASA  (FRA:PR4) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Protector Forsikring ASA Cyclically Adjusted PS Ratio Related Terms


Protector Forsikring ASA Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Protector Forsikring ASA's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Protector Forsikring ASA Cyclically Adjusted PS Ratio Chart

Protector Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.44 2.42 2.81 3.71 5.62

Protector Forsikring ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.02 5.51 5.62 4.81 0.00

FRA:PR4 vs FNF, AXS, FAF: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Specialty subindustry, Protector Forsikring ASA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Protector Forsikring ASA Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Protector Forsikring ASA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Protector Forsikring ASA's Cyclically Adjusted PS Ratio falls into.


FRA:PR4
74GF Score
Protector Forsikring ASA FRA:PR4
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Protector Forsikring ASA Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Protector Forsikring ASA's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Protector Forsikring ASA's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=4.373/141.5800*141.5800
=4.373

Current CPI (Jun. 2026) = 141.5800.

Protector Forsikring ASA Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.105 104.200 1.501
201612 1.031 104.400 1.398
201703 1.071 105.000 1.444
201706 1.138 105.800 1.523
201709 1.101 105.900 1.472
201712 0.359 106.100 0.479
201803 0.902 107.300 1.190
201806 1.032 108.500 1.347
201809 0.983 109.500 1.271
201812 0.762 109.800 0.983
201903 1.262 110.400 1.618
201906 1.259 110.600 1.612
201909 1.325 111.100 1.689
201912 1.491 111.300 1.897
202003 0.887 111.200 1.129
202006 1.909 112.100 2.411
202009 1.618 112.900 2.029
202012 1.812 112.900 2.272
202103 2.084 114.600 2.575
202106 2.121 115.300 2.604
202109 1.527 117.500 1.840
202112 1.817 118.900 2.164
202203 1.700 119.800 2.009
202206 1.490 122.600 1.721
202209 1.673 125.600 1.886
202212 2.236 125.900 2.514
202303 2.693 127.600 2.988
202306 2.164 130.400 2.350
202309 2.343 129.800 2.556
202312 3.547 131.900 3.807
202403 3.065 132.600 3.273
202406 3.184 133.800 3.369
202409 3.491 133.700 3.697
202412 2.896 134.800 3.042
202503 3.841 136.100 3.996
202506 4.009 137.800 4.119
202509 3.604 138.500 3.684
202512 4.004 139.100 4.075
202603 3.445 141.030 3.458
202606 4.373 141.580 4.373

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Protector Forsikring ASA (FRA:PR4) Overvalued in 2026?

Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued. The current stock price of €44.34 is trading 42.2% above its estimated GF Value™ of €31.18. GuruFocus considers Protector Forsikring ASA to be Significantly Overvalued.

Key valuation signals for FRA:PR4:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €31.18 vs. price of €44.34 (42.2% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the FRA:PR4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Protector Forsikring ASA Business Description

Address Stoperigata 2, PB 1351 Vika, Oslo, NOR, 0113
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
74GF Score

Get the complete analysis for FRA:PR4

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.34
Price
€31.18
GF Value