Protector Forsikring ASAFRA:PR4 -3.98%74 5-Year Yield-on-Cost % is 3.73 as of Jul. 11, 2026, which is 20% above its 10-year median of 3.11. GuruFocus rates FRA:PR4 with a GF Score™ of 74/100 and a GF Value™ of €31.18 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 418 Insurance companies, Protector Forsikring ASA ranks worse than 53.35% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Protector Forsikring ASA 5-Year Yield-on-Cost % Related Terms
FRA:PR4 vs FNF, AXS, FAF: 5-Year Yield-on-Cost % Comparison
For the Insurance - Specialty subindustry, Protector Forsikring ASA's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Protector Forsikring ASA 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Protector Forsikring ASA's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Protector Forsikring ASA's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Protector Forsikring ASA (FRA:PR4) has a 5-Year Yield-on-Cost % of 3.73 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Protector Forsikring ASA and its competitors. This is 20% above median its historical median of 3.11. Over the past decade, Protector Forsikring ASA's 5-Year Yield-on-Cost % has ranged from 0.93 to 6.88. According to the industry distribution chart, Protector Forsikring ASA ranks #223 out of 418 companies in the Insurance industry, placing it in the top 53.3%.
Is Protector Forsikring ASA's 5-Year Yield-on-Cost % too high?
Protector Forsikring ASA's current 5-Year Yield-on-Cost % of 3.73 is 20% above median its 10-year median of 3.11. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 6.88. The Insurance industry median 5-Year Yield-on-Cost % is 3.99. Protector Forsikring ASA's value of 3.73 is 6.4% below this industry median. Based on the distribution chart, Protector Forsikring ASA ranks #223 out of 418 companies in the Insurance industry, which is below the industry midpoint. Overall, Protector Forsikring ASA has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's 5-Year Yield-on-Cost % compare to FNF and AXS?
According to the Insurance industry distribution chart, Protector Forsikring ASA ranks #223 out of 418 companies for 5-Year Yield-on-Cost %. This places Protector Forsikring ASA in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.99. Protector Forsikring ASA's value of 3.73 is 6.4% below this benchmark. Historically, Protector Forsikring ASA's own 5-Year Yield-on-Cost % has ranged from 0.93 to 6.88 over the past decade. While the company's 10-year median is 3.11 vs. the industry median of 3.99, Protector Forsikring ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.99, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Protector Forsikring ASA's current 5-Year Yield-on-Cost % of 3.73 is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Protector Forsikring ASA and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Protector Forsikring ASA's current 5-Year Yield-on-Cost % is 3.73, which is 20% above median its own 10-year median of 3.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (FRA:PR4) is currently considered Significantly Overvalued. The stock's GF Value™ is €31.18, compared to a current price of €44.34 — trading 42.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.73, which is 20% above median its 10-year median of 3.11 and 6.4% below the Insurance industry median of 3.99. Protector Forsikring ASA's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Protector Forsikring ASA (FRA:PR4), the current 5-Year Yield-on-Cost % is 3.73 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Protector Forsikring ASA (FRA:PR4) Overvalued in 2026?
Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued.
The current stock price of €44.34 is trading 42.2% above its estimated GF Value™ of €31.18.
GuruFocus considers Protector Forsikring ASA to be Significantly Overvalued.
Key valuation signals for FRA:PR4:
5-Year Yield-on-Cost %: 3.73 (20% above median its 10-year median of 3.11)
GF Value™: €31.18 vs. price of €44.34 (42.2% above fair value)
Industry Position: 6.4% below the Insurance median (#223 of 418)
No single metric tells the full story. See the FRA:PR4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
74GF Score
Get the complete analysis for FRA:PR4
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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