Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Protector Forsikring ASA's
EBIT
for the
three
months ended in Mar. 2026 was €0 Mil. Protector Forsikring ASA's Interest Expense for the
three
months ended in Mar. 2026 was €-21 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Protector Forsikring ASA's Interest Coverage or its related term are showing as below:
FRA:PR4'
s Interest Coverage Range Over the Past 10 Years
Min: 0 Med: 0 Max: 1.1
Current: 1.1
FRA:PR4's Interest Coverage is ranked worse than 96.3% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs FRA:PR4: 1.10
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Protector Forsikring ASA Interest Coverage Related Terms
Protector Forsikring ASA Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:PR4 vs FNF, AXS, FAF: Interest Coverage Comparison
For the Insurance - Specialty subindustry, Protector Forsikring ASA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Protector Forsikring ASA Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Protector Forsikring ASA's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Protector Forsikring ASA's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Protector Forsikring ASA (FRA:PR4) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Protector Forsikring ASA and its competitors. According to the industry distribution chart, Protector Forsikring ASA ranks #338 out of 351 companies in the Insurance industry, placing it in the top 96.3%.
Is Protector Forsikring ASA's Interest Coverage too high?
Protector Forsikring ASA's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Protector Forsikring ASA ranks #338 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Protector Forsikring ASA has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's Interest Coverage compare to FNF and AXS?
According to the Insurance industry distribution chart, Protector Forsikring ASA ranks #338 out of 351 companies for Interest Coverage. This places Protector Forsikring ASA in the lower half of its industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Protector Forsikring ASA and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Protector Forsikring ASA's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (FRA:PR4) is currently considered Significantly Overvalued. The stock's GF Value™ is €31.41, compared to a current price of €42.20 — trading 34.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Protector Forsikring ASA's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Protector Forsikring ASA (FRA:PR4), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Protector Forsikring ASA (FRA:PR4) Overvalued in 2026?
Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued.
The current stock price of €42.20 is trading 34.4% above its estimated GF Value™ of €31.41.
GuruFocus considers Protector Forsikring ASA to be Significantly Overvalued.
Key valuation signals for FRA:PR4:
Interest Coverage: 0 (At Loss)
GF Value™: €31.41 vs. price of €42.20 (34.4% above fair value)
No single metric tells the full story. See the FRA:PR4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
65GF Score
Get the complete analysis for FRA:PR4
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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