The historical rank and industry rank for First Berlin Bancorp's FCF Margin % or its related term are showing as below:
FTFI'
s FCF Margin % Range Over the Past 10 Years
Min: 31.64 Med: 34.1 Max: 39.36
Current: 38.66
During the past 5 years, the highest FCF Margin % of First Berlin Bancorp was 39.36%. The lowest was 31.64%. And the median was 34.10%.
FTFI's FCF Margin % is ranked better than 67.57% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs FTFI: 38.66
First Berlin Bancorp FCF Margin % Related Terms
First Berlin Bancorp FCF Margin % Historical Data
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The historical data trend for First Berlin Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Berlin Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Berlin Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Berlin Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where First Berlin Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Berlin Bancorp (FTFI) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Berlin Bancorp and its competitors. Over the past decade, First Berlin Bancorp's FCF Margin % has ranged from 31.64 to 39.36. According to the industry distribution chart, First Berlin Bancorp ranks #488 out of 1505 companies in the Banks industry, placing it in the top 32.4%.
Is First Berlin Bancorp's FCF Margin % too high?
First Berlin Bancorp's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 31.64 to a high of 39.36. Based on the distribution chart, First Berlin Bancorp ranks #488 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, First Berlin Bancorp has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Berlin Bancorp's FCF Margin % compare to BSFO and FDVA?
According to the Banks industry distribution chart, First Berlin Bancorp ranks #488 out of 1505 companies for FCF Margin %. This puts First Berlin Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.55. Historically, First Berlin Bancorp's own FCF Margin % has ranged from 31.64 to 39.36 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Berlin Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Berlin Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Berlin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Berlin Bancorp (FTFI) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.07, compared to a current price of $38.25 — trading 41.3% above its estimated fair value. The current FCF Margin % is 0.00%. First Berlin Bancorp's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First Berlin Bancorp (FTFI), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Berlin Bancorp (FTFI) Overvalued in 2026?
Based on GuruFocus' analysis, First Berlin Bancorp stock appears to be overvalued.
The current stock price of $38.25 is trading 41.3% above its estimated GF Value™ of $27.07.
GuruFocus considers First Berlin Bancorp to be Significantly Overvalued.
Key valuation signals for FTFI:
FCF Margin %: 0.00%
GF Value™: $27.07 vs. price of $38.25 (41.3% above fair value)
No single metric tells the full story. See the FTFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Berlin Bancorp Inc is a state charted bank providing a full range of financial services including the granting of agribusiness, commercial, residential and consumer loans and accepting deposits from customers mainly in Central Wisconsin.
42GF Score
Get the complete analysis for FTFI
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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