FTFI (First Berlin Bancorp) Tariff Resilience Score: 7/10 (As of Jul. 04, 2026)


FTFI First Berlin Bancorp Inc FTFI
42 GF Score
Price $38.10
GF Value $27.13
Valuation Significantly Overvalued
! 4 Warning Signs
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What is First Berlin Bancorp Tariff Resilience Score?

First Berlin Bancorp FTFI -0.39% 42 Tariff Resilience Score is 7 as of Jul. 04, 2026. GuruFocus rates FTFI with a GF Score™ of 42/100 and a GF Value™ of $27.13 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,607 Banks companies, First Berlin Bancorp ranks better than 60.61% on this metric.

First Berlin Bancorp has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

First Berlin Bancorp has First Berlin Bancorp Inc, as a financial institution, has limited direct exposure to tariffs. Its operations are primarily domestic, and it does not rely on international trade for its core business, providing a buffer against tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes First Berlin Bancorp might have Highly Resilient.

First Berlin Bancorp  (OTCPK:FTFI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

First Berlin Bancorp Tariff Resilience Score Related Terms

FTFI vs NWPP, CYVF, AUBN: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, First Berlin Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Berlin Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, First Berlin Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where First Berlin Bancorp's Tariff Resilience Score falls into.


FTFI
42GF Score
First Berlin Bancorp Inc FTFI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
First Berlin Bancorp (FTFI) has a Tariff Resilience Score of 7 as of Jul. 04, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, First Berlin Bancorp ranks #633 out of 1607 companies in the Banks industry, placing it in the top 39.4%.
Is First Berlin Bancorp's Tariff Resilience Score too high?
First Berlin Bancorp's current Tariff Resilience Score is 7. Based on the distribution chart, First Berlin Bancorp ranks #633 out of 1607 companies in the Banks industry, which is above the industry midpoint. Overall, First Berlin Bancorp has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Berlin Bancorp's Tariff Resilience Score compare to NWPP and CYVF?
According to the Banks industry distribution chart, First Berlin Bancorp ranks #633 out of 1607 companies for Tariff Resilience Score. This puts First Berlin Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. First Berlin Bancorp's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Berlin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Berlin Bancorp (FTFI) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.13, compared to a current price of $38.10 — trading 40.4% above its estimated fair value. The current Tariff Resilience Score is 7. First Berlin Bancorp's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For First Berlin Bancorp (FTFI), the current Tariff Resilience Score is 7 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Berlin Bancorp (FTFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Berlin Bancorp stock appears to be overvalued. The current stock price of $38.10 is trading 40.4% above its estimated GF Value™ of $27.13. GuruFocus considers First Berlin Bancorp to be Significantly Overvalued.

Key valuation signals for FTFI:

  • Tariff Resilience Score: 7
  • GF Value™: $27.13 vs. price of $38.10 (40.4% above fair value)
  • GF Score™: 42/100 with 4 warning signs

No single metric tells the full story. See the FTFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Berlin Bancorp Business Description

Address 140 West Huron Street, Berlin, WI, USA, 54923
First Berlin Bancorp Inc is a state charted bank providing a full range of financial services including the granting of agribusiness, commercial, residential and consumer loans and accepting deposits from customers mainly in Central Wisconsin.
42GF Score

Get the complete analysis for FTFI

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.10
Price
$27.13
GF Value