FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Berlin Bancorp FCF Yield % Related Terms
First Berlin Bancorp FCF Yield % Historical Data
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The historical data trend for First Berlin Bancorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Berlin Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Berlin Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Berlin Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where First Berlin Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Berlin Bancorp (FTFI) has a FCF Yield % of 12.55 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Berlin Bancorp and its competitors. According to the industry distribution chart, First Berlin Bancorp ranks #489 out of 1505 companies in the Banks industry, placing it in the top 32.5%.
Is First Berlin Bancorp's FCF Yield % too high?
First Berlin Bancorp's current FCF Yield % is 12.55. The Banks industry median FCF Yield % is 8.20. First Berlin Bancorp's value of 12.55 is 53% above this industry median. Based on the distribution chart, First Berlin Bancorp ranks #489 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, First Berlin Bancorp has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Berlin Bancorp's FCF Yield % compare to BSFO and FDVA?
According to the Banks industry distribution chart, First Berlin Bancorp ranks #489 out of 1505 companies for FCF Yield %. This puts First Berlin Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.20. First Berlin Bancorp's value of 12.55 is 53% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Berlin Bancorp's current FCF Yield % of 12.55 is 53% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Berlin Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Berlin Bancorp's current FCF Yield % is 12.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Berlin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Berlin Bancorp (FTFI) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.07, compared to a current price of $38.25 — trading 41.3% above its estimated fair value. The current FCF Yield % is 12.55 and 53% above the Banks industry median of 8.20. First Berlin Bancorp's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For First Berlin Bancorp (FTFI), the current FCF Yield % is 12.55 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Berlin Bancorp (FTFI) Overvalued in 2026?
Based on GuruFocus' analysis, First Berlin Bancorp stock appears to be overvalued.
The current stock price of $38.25 is trading 41.3% above its estimated GF Value™ of $27.07.
GuruFocus considers First Berlin Bancorp to be Significantly Overvalued.
Key valuation signals for FTFI:
FCF Yield %: 12.55
GF Value™: $27.07 vs. price of $38.25 (41.3% above fair value)
Industry Position: 53% above the Banks median (#489 of 1505)
No single metric tells the full story. See the FTFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Berlin Bancorp Inc is a state charted bank providing a full range of financial services including the granting of agribusiness, commercial, residential and consumer loans and accepting deposits from customers mainly in Central Wisconsin.
42GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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