FTFI (First Berlin Bancorp) Shareholder Yield % : 19.82% (As of Mar. 2026)


FTFI First Berlin Bancorp Inc FTFI
42 GF Score
Price $38.25
GF Value $27.11
Valuation Significantly Overvalued
! 4 Warning Signs
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What is First Berlin Bancorp Shareholder Yield %?

First Berlin Bancorp FTFI 42 Shareholder Yield % is 19.82% as of Mar. 2026. GuruFocus rates FTFI with a GF Score™ of 42/100 and a GF Value™ of $27.11 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, First Berlin Bancorp ranks better than 88.02% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, First Berlin Bancorp's Shareholder Yield % was 19.82%.


First Berlin Bancorp  (OTCPK:FTFI) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


First Berlin Bancorp Shareholder Yield % Related Terms


First Berlin Bancorp Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for First Berlin Bancorp's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Berlin Bancorp Shareholder Yield % Chart

First Berlin Bancorp Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
0.00 0.00 -66.59 -49.44 23.38

First Berlin Bancorp Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.85 -2.84 12.99 23.38 21.05

FTFI vs NWPP, CYVF, AUBN: Shareholder Yield % Comparison

For the Banks - Regional subindustry, First Berlin Bancorp's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Berlin Bancorp Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Berlin Bancorp's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where First Berlin Bancorp's Shareholder Yield % falls into.


FTFI
42GF Score
First Berlin Bancorp Inc FTFI
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Berlin Bancorp Shareholder Yield % Calculation

First Berlin Bancorp's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.97 %+0.00 %+20.08 %
=21.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 19.82% mean?
First Berlin Bancorp (FTFI) has a Shareholder Yield % of 19.82% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Berlin Bancorp and its competitors. According to the industry distribution chart, First Berlin Bancorp ranks #180 out of 1502 companies in the Banks industry, placing it in the top 12%.
Is First Berlin Bancorp's Shareholder Yield % too high?
First Berlin Bancorp's current Shareholder Yield % is 19.82%. The Banks industry median Shareholder Yield % is 1.57. First Berlin Bancorp's value of 19.82% is 1166.5% above this industry median. Based on the distribution chart, First Berlin Bancorp ranks #180 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Berlin Bancorp has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Berlin Bancorp's Shareholder Yield % compare to NWPP and CYVF?
According to the Banks industry distribution chart, First Berlin Bancorp ranks #180 out of 1502 companies for Shareholder Yield %. This places First Berlin Bancorp in the top 12% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.57. First Berlin Bancorp's value of 19.82% is 1166.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.57, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Berlin Bancorp's current Shareholder Yield % of 19.82% is 1166.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Berlin Bancorp and its competitors. For the Banks industry, the median Shareholder Yield % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Berlin Bancorp's current Shareholder Yield % is 19.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Berlin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Berlin Bancorp (FTFI) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.11, compared to a current price of $38.25 — trading 41.1% above its estimated fair value. The current Shareholder Yield % is 19.82% and 1166.5% above the Banks industry median of 1.57. First Berlin Bancorp's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For First Berlin Bancorp (FTFI), the current Shareholder Yield % is 19.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Berlin Bancorp (FTFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Berlin Bancorp stock appears to be overvalued. The current stock price of $38.25 is trading 41.1% above its estimated GF Value™ of $27.11. GuruFocus considers First Berlin Bancorp to be Significantly Overvalued.

Key valuation signals for FTFI:

  • Shareholder Yield %: 19.82%
  • GF Value™: $27.11 vs. price of $38.25 (41.1% above fair value)
  • GF Score™: 42/100 with 4 warning signs
  • Industry Position: 1166.5% above the Banks median (#180 of 1502)

No single metric tells the full story. See the FTFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Berlin Bancorp Business Description

Address 140 West Huron Street, Berlin, WI, USA, 54923
First Berlin Bancorp Inc is a state charted bank providing a full range of financial services including the granting of agribusiness, commercial, residential and consumer loans and accepting deposits from customers mainly in Central Wisconsin.
42GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.25
Price
$27.11
GF Value