GSBC (Great Southern Bancorp) FCF Margin %: 35.92% (As of Mar. 2026) — 13% Above Median


GSBC Great Southern Bancorp Inc GSBC
62 GF Score
Price $76.59
GF Value $59.08
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Great Southern Bancorp FCF Margin %?

Great Southern Bancorp GSBC +0.82% 62 FCF Margin % is 35.92% as of Mar. 2026, which is 13% above its 10-year median of 31.71. GuruFocus rates GSBC with a GF Score™ of 62/100 and a GF Value™ of $59.08 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,505 Banks companies, Great Southern Bancorp ranks better than 62.06% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Great Southern Bancorp's Free Cash Flow for the three months ended in Mar. 2026 was $19.9 Mil. Great Southern Bancorp's Revenue for the three months ended in Mar. 2026 was $55.4 Mil. Therefore, Great Southern Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 35.92%.

As of today, Great Southern Bancorp's current FCF Yield % is 9.22%.

The historical rank and industry rank for Great Southern Bancorp's FCF Margin % or its related term are showing as below:

GSBC' s FCF Margin % Range Over the Past 10 Years
Min: 17.77   Med: 31.71   Max: 43.01
Current: 33.61


During the past 13 years, the highest FCF Margin % of Great Southern Bancorp was 43.01%. The lowest was 17.77%. And the median was 31.71%.

GSBC's FCF Margin % is ranked better than
62.06% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs GSBC: 33.61


Great Southern Bancorp FCF Margin % Related Terms


Great Southern Bancorp FCF Margin % Historical Data

* Premium members only.

The historical data trend for Great Southern Bancorp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Great Southern Bancorp FCF Margin % Chart

Great Southern Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.70 27.69 32.87 17.81 30.55

Great Southern Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.37 59.00 6.66 32.34 35.92

GSBC vs HTB, CCBG, SPFI: FCF Margin % Comparison

For the Banks - Regional subindustry, Great Southern Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Great Southern Bancorp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Great Southern Bancorp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Great Southern Bancorp's FCF Margin % falls into.


GSBC
62GF Score
Great Southern Bancorp Inc GSBC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Great Southern Bancorp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Great Southern Bancorp's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=70.056/229.285
=30.55 %

Great Southern Bancorp's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=19.882/55.357
=35.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 35.92% mean?
Great Southern Bancorp (GSBC) has a FCF Margin % of 35.92% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Great Southern Bancorp and its competitors. This is 13% above median its historical median of 31.71. Over the past decade, Great Southern Bancorp's FCF Margin % has ranged from 17.77 to 43.01. According to the industry distribution chart, Great Southern Bancorp ranks #571 out of 1505 companies in the Banks industry, placing it in the top 37.9%.
Is Great Southern Bancorp's FCF Margin % too high?
Great Southern Bancorp's current FCF Margin % of 35.92% is 13% above median its 10-year median of 31.71. Over the past 10 years, this metric has ranged from a low of 17.77 to a high of 43.01. The Banks industry median FCF Margin % is 26.42. Great Southern Bancorp's value of 35.92% is 36% above this industry median. Based on the distribution chart, Great Southern Bancorp ranks #571 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Great Southern Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great Southern Bancorp's FCF Margin % compare to HTB and CCBG?
According to the Banks industry distribution chart, Great Southern Bancorp ranks #571 out of 1505 companies for FCF Margin %. This puts Great Southern Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.42. Great Southern Bancorp's value of 35.92% is 36% above this benchmark. Historically, Great Southern Bancorp's own FCF Margin % has ranged from 17.77 to 43.01 over the past decade. While the company's 10-year median is 31.71 vs. the industry median of 26.42, Great Southern Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great Southern Bancorp's current FCF Margin % of 35.92% is 36% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Great Southern Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great Southern Bancorp's current FCF Margin % is 35.92%, which is 13% above median its own 10-year median of 31.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Southern Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great Southern Bancorp (GSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.08, compared to a current price of $76.59 — trading 29.6% above its estimated fair value. The current FCF Margin % is 35.92%, which is 13% above median its 10-year median of 31.71 and 36% above the Banks industry median of 26.42. Great Southern Bancorp's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Great Southern Bancorp (GSBC), the current FCF Margin % is 35.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Great Southern Bancorp (GSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Great Southern Bancorp stock appears to be overvalued. The current stock price of $76.59 is trading 29.6% above its estimated GF Value™ of $59.08. GuruFocus considers Great Southern Bancorp to be Modestly Overvalued.

Key valuation signals for GSBC:

  • FCF Margin %: 35.92% (13% above median its 10-year median of 31.71)
  • GF Value™: $59.08 vs. price of $76.59 (29.6% above fair value)
  • GF Score™: 62/100 with 8 warning signs
  • Industry Position: 36% above the Banks median (#571 of 1505)

No single metric tells the full story. See the GSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Great Southern Bancorp Business Description

Address 1451 East Battlefield, PO Box 9009, Springfield, MO, USA, 65804
Great Southern Bancorp Inc is a bank holding company. Through its subsidiaries, the company mainly offers a variety of banking and banking-related services, such as accepting deposits, granting loans and advances, offering mobile banking services, issuing debit and credit cards, safe deposit boxes, ATM facilities, and other related products and services. These services are offered through full-service retail banking offices and loan production offices located across different states in the U.S., including Missouri, Iowa, Kansas, Minnesota, Nebraska, Arkansas, and others.
62GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.59
Price
$59.08
GF Value