GSBC (Great Southern Bancorp) Cyclically Adjusted Book per Share: $52.03 (As of Jun. 2026)

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GSBC Great Southern Bancorp Inc GSBC
62 GF Score
Price $81.48
GF Value $60.78
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Great Southern Bancorp Cyclically Adjusted Book per Share?

Great Southern Bancorp GSBC +1.44% 62 Cyclically Adjusted Book per Share is $52.03 as of Jun. 2026. GuruFocus rates GSBC with a GF Score™ of 62/100 and a GF Value™ of $60.78 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Great Southern Bancorp's adjusted book value per share for the three months ended in Jun. 2026 was $58.949. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $52.03 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Great Southern Bancorp's average Cyclically Adjusted Book Growth Rate was 7.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.80% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 9.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Great Southern Bancorp was 14.10% per year. The lowest was 6.80% per year. And the median was 10.90% per year.

As of today (2026-08-13), Great Southern Bancorp's current stock price is $81.48. Great Southern Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $52.03. Great Southern Bancorp's Cyclically Adjusted PB Ratio of today is 1.57.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Great Southern Bancorp was 2.57. The lowest was 1.06. And the median was 1.53.


Great Southern Bancorp  (NAS:GSBC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Great Southern Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=81.48/52.03
=1.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Great Southern Bancorp was 2.57. The lowest was 1.06. And the median was 1.53.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Great Southern Bancorp Cyclically Adjusted Book per Share Related Terms


Great Southern Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Great Southern Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Great Southern Bancorp Cyclically Adjusted Book per Share Chart

Great Southern Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.76 40.74 43.68 46.61 49.62

Great Southern Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.49 49.27 49.62 51.01 52.03

GSBC vs EGBN, SMBC, SMBK: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Great Southern Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Great Southern Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Great Southern Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Great Southern Bancorp's Cyclically Adjusted PB Ratio falls into.


GSBC
62GF Score
Great Southern Bancorp Inc GSBC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Great Southern Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Great Southern Bancorp's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=58.949/333.9520*333.9520
=58.949

Current CPI (Jun. 2026) = 333.9520.

Great Southern Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201609 30.323 241.428 41.944
201612 30.771 241.432 42.563
201703 31.398 243.801 43.008
201706 32.316 244.955 44.057
201709 32.903 246.819 44.519
201712 33.480 246.524 45.353
201803 34.016 249.554 45.520
201806 34.687 251.989 45.969
201809 35.902 252.439 47.495
201812 37.593 251.233 49.971
201903 38.363 254.202 50.399
201906 40.298 256.143 52.539
201909 41.985 256.759 54.608
201912 42.288 256.974 54.956
202003 43.612 258.115 56.426
202006 44.499 257.797 57.644
202009 45.000 260.280 57.737
202012 45.789 260.474 58.706
202103 44.651 264.877 56.295
202106 46.091 271.696 56.652
202109 46.730 274.310 56.890
202112 46.980 278.802 56.273
202203 45.651 287.504 53.026
202206 44.531 296.311 50.188
202209 41.750 296.808 46.975
202212 43.585 296.797 49.041
202303 45.781 301.836 50.652
202306 45.642 305.109 49.957
202309 44.816 307.789 48.625
202312 48.444 306.746 52.741
202403 48.309 312.332 51.653
202406 49.106 314.175 52.197
202409 52.400 315.301 55.500
202412 51.140 315.605 54.113
202503 53.030 319.799 55.377
202506 54.608 322.561 56.536
202509 56.180 324.800 57.763
202512 57.506 324.054 59.262
202603 58.270 330.213 58.930
202606 58.949 333.952 58.949

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $52.03 mean?
Great Southern Bancorp (GSBC) has a Cyclically Adjusted Book per Share of $52.03 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Great Southern Bancorp and its competitors.
Is Great Southern Bancorp's Cyclically Adjusted Book per Share too high?
Great Southern Bancorp's current Cyclically Adjusted Book per Share is $52.03. Overall, Great Southern Bancorp has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great Southern Bancorp's Cyclically Adjusted Book per Share compare to EGBN and SMBC?
Great Southern Bancorp's Cyclically Adjusted Book per Share of $52.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Great Southern Bancorp and its competitors. Great Southern Bancorp's current Cyclically Adjusted Book per Share is $52.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Southern Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great Southern Bancorp (GSBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $60.78, compared to a current price of $81.48 — trading 34.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is $52.03. Great Southern Bancorp's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Great Southern Bancorp (GSBC), the current Cyclically Adjusted Book per Share is $52.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Great Southern Bancorp (GSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Great Southern Bancorp stock appears to be overvalued. The current stock price of $81.48 is trading 34.1% above its estimated GF Value™ of $60.78. GuruFocus considers Great Southern Bancorp to be Significantly Overvalued.

Key valuation signals for GSBC:

  • Cyclically Adjusted Book per Share: $52.03
  • GF Value™: $60.78 vs. price of $81.48 (34.1% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the GSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Great Southern Bancorp Business Description

Address 1451 East Battlefield, PO Box 9009, Springfield, MO, USA, 65804
Great Southern Bancorp Inc is a bank holding company. Through its subsidiaries, the company mainly offers a variety of banking and banking-related services, such as accepting deposits, granting loans and advances, offering mobile banking services, issuing debit and credit cards, safe deposit boxes, ATM facilities, and other related products and services. These services are offered through full-service retail banking offices and loan production offices located across different states in the U.S., including Missouri, Iowa, Kansas, Minnesota, Nebraska, Arkansas, and others.
62GF Score

Get the complete analysis for GSBC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$81.48
Price
$60.78
GF Value