GSBC (Great Southern Bancorp) Moat Score: 5/10 (As of Jun. 29, 2026)


GSBC Great Southern Bancorp Inc GSBC
62 GF Score
Price $77.86
GF Value $59.02
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Great Southern Bancorp Moat Score?

Great Southern Bancorp GSBC -1.31% 62 Moat Score is 5 as of Jun. 29, 2026. GuruFocus rates GSBC with a GF Score™ of 62/100 and a GF Value™ of $59.02 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,614 Banks companies, Great Southern Bancorp ranks better than 94.05% on this metric.

Great Southern Bancorp has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Great Southern Bancorp has Narrow Moat: GSBC has a solid narrow moat due to its strong regional market presence and customer loyalty. It benefits from economies of scale and a robust distribution network in its geographic area. However, it lacks significant national market leadership and network effects, limiting its moat to a narrow category.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Great Southern Bancorp might have Narrow Moat - Solid narrow moat.

Great Southern Bancorp  (NAS:GSBC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Great Southern Bancorp Moat Score Related Terms

GSBC vs CCBG, FCBC, PGC: Moat Score Comparison

For the Banks - Regional subindustry, Great Southern Bancorp's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Great Southern Bancorp Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Great Southern Bancorp's Moat Score distribution charts can be found below:

* The bar in red indicates where Great Southern Bancorp's Moat Score falls into.


GSBC
62GF Score
Great Southern Bancorp Inc GSBC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Great Southern Bancorp (GSBC) has a Moat Score of 5 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Great Southern Bancorp ranks #96 out of 1614 companies in the Banks industry, placing it in the top 5.9%.
Is Great Southern Bancorp's Moat Score too high?
Great Southern Bancorp's current Moat Score is 5. Based on the distribution chart, Great Southern Bancorp ranks #96 out of 1614 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Great Southern Bancorp has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great Southern Bancorp's Moat Score compare to CCBG and FCBC?
According to the Banks industry distribution chart, Great Southern Bancorp ranks #96 out of 1614 companies for Moat Score. This places Great Southern Bancorp in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Great Southern Bancorp's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Southern Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great Southern Bancorp (GSBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $59.02, compared to a current price of $77.86 — trading 31.9% above its estimated fair value. The current Moat Score is 5. Great Southern Bancorp's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Great Southern Bancorp (GSBC), the current Moat Score is 5 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Great Southern Bancorp (GSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Great Southern Bancorp stock appears to be overvalued. The current stock price of $77.86 is trading 31.9% above its estimated GF Value™ of $59.02. GuruFocus considers Great Southern Bancorp to be Significantly Overvalued.

Key valuation signals for GSBC:

  • Moat Score: 5
  • GF Value™: $59.02 vs. price of $77.86 (31.9% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the GSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Great Southern Bancorp Business Description

Address 1451 East Battlefield, PO Box 9009, Springfield, MO, USA, 65804
Great Southern Bancorp Inc is a bank holding company. Through its subsidiaries, the company mainly offers a variety of banking and banking-related services, such as accepting deposits, granting loans and advances, offering mobile banking services, issuing debit and credit cards, safe deposit boxes, ATM facilities, and other related products and services. These services are offered through full-service retail banking offices and loan production offices located across different states in the U.S., including Missouri, Iowa, Kansas, Minnesota, Nebraska, Arkansas, and others.
62GF Score

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$77.86
Price
$59.02
GF Value