Great Southern BancorpGSBC +0.82%62 Pretax Margin % is 38.83% as of Mar. 2026, which is 2% above its 10-year median of 38.15. GuruFocus rates GSBC with a GF Score™ of 62/100 and a GF Value™ of $59.08 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,527 Banks companies, Great Southern Bancorp ranks better than 57.89% on this metric.
The historical rank and industry rank for Great Southern Bancorp's Pretax Margin % or its related term are showing as below:
GSBC'
s Pretax Margin % Range Over the Past 10 Years
Min: 31.16 Med: 38.15 Max: 43.64
Current: 38.19
GSBC's Pretax Margin % is ranked better than 57.89% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs GSBC: 38.19
Great Southern Bancorp (NAS:GSBC) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Great Southern Bancorp Pretax Margin % Related Terms
Great Southern Bancorp Pretax Margin % Historical Data
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The historical data trend for Great Southern Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GSBC vs HTB, CCBG, SPFI: Pretax Margin % Comparison
For the Banks - Regional subindustry, Great Southern Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great Southern Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Great Southern Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Great Southern Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great Southern Bancorp (GSBC) has a Pretax Margin % of 38.83% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Great Southern Bancorp and its competitors. This is near median its historical median of 38.15. Over the past decade, Great Southern Bancorp's Pretax Margin % has ranged from 31.16 to 43.64. According to the industry distribution chart, Great Southern Bancorp ranks #643 out of 1527 companies in the Banks industry, placing it in the top 42.1%.
Is Great Southern Bancorp's Pretax Margin % too high?
Great Southern Bancorp's current Pretax Margin % of 38.83% is near median its 10-year median of 38.15. Over the past 10 years, this metric has ranged from a low of 31.16 to a high of 43.64. The Banks industry median Pretax Margin % is 34.88. Great Southern Bancorp's value of 38.83% is 11.3% above this industry median. Based on the distribution chart, Great Southern Bancorp ranks #643 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Great Southern Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great Southern Bancorp's Pretax Margin % compare to HTB and CCBG?
According to the Banks industry distribution chart, Great Southern Bancorp ranks #643 out of 1527 companies for Pretax Margin %. This puts Great Southern Bancorp in the upper half of its industry. The industry median Pretax Margin % is 34.88. Great Southern Bancorp's value of 38.83% is 11.3% above this benchmark. Historically, Great Southern Bancorp's own Pretax Margin % has ranged from 31.16 to 43.64 over the past decade. While the company's 10-year median is 38.15 vs. the industry median of 34.88, Great Southern Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great Southern Bancorp's current Pretax Margin % of 38.83% is 11.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Great Southern Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great Southern Bancorp's current Pretax Margin % is 38.83%, which is near median its own 10-year median of 38.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Southern Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great Southern Bancorp (GSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.08, compared to a current price of $76.59 — trading 29.6% above its estimated fair value. The current Pretax Margin % is 38.83%, which is near median its 10-year median of 38.15 and 11.3% above the Banks industry median of 34.88. Great Southern Bancorp's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Great Southern Bancorp (GSBC), the current Pretax Margin % is 38.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great Southern Bancorp (GSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Great Southern Bancorp stock appears to be overvalued.
The current stock price of $76.59 is trading 29.6% above its estimated GF Value™ of $59.08.
GuruFocus considers Great Southern Bancorp to be Modestly Overvalued.
Key valuation signals for GSBC:
Pretax Margin %: 38.83% (near median its 10-year median of 38.15)
GF Value™: $59.08 vs. price of $76.59 (29.6% above fair value)
Industry Position: 11.3% above the Banks median (#643 of 1527)
No single metric tells the full story. See the GSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great Southern Bancorp Inc is a bank holding company. Through its subsidiaries, the company mainly offers a variety of banking and banking-related services, such as accepting deposits, granting loans and advances, offering mobile banking services, issuing debit and credit cards, safe deposit boxes, ATM facilities, and other related products and services. These services are offered through full-service retail banking offices and loan production offices located across different states in the U.S., including Missouri, Iowa, Kansas, Minnesota, Nebraska, Arkansas, and others.
62GF Score
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