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Great Southern BancorpGSBC -0.75%60 3-Year Book Growth Rate is 9.70% as of Jun. 2026, which is 3% below its 10-year median of 10.00. GuruFocus rates GSBC with a GF Score™ of 60/100 and a GF Value™ of $59.98 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,491 Banks companies, Great Southern Bancorp ranks better than 55.87% on this metric.
During the past 12 months, Great Southern Bancorp's average Book Value per Share Growth Rate was 7.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 9.70% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 4.40% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 6.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Great Southern Bancorp was 19.20% per year. The lowest was 1.00% per year. And the median was 10.00% per year.
Great Southern Bancorp (NAS:GSBC) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Great Southern Bancorp 3-Year Book Growth Rate Related Terms
GSBC vs SMBK, EGBN, CCBG: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Great Southern Bancorp's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great Southern Bancorp 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Great Southern Bancorp's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Great Southern Bancorp's 3-Year Book Growth Rate falls into.
Great Southern Bancorp 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 9.70% mean?
Great Southern Bancorp (GSBC) has a 3-Year Book Growth Rate of 9.70% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Great Southern Bancorp and its competitors. This is near median its historical median of 10.00. Over the past decade, Great Southern Bancorp's 3-Year Book Growth Rate has ranged from 1.00 to 19.20. According to the industry distribution chart, Great Southern Bancorp ranks #658 out of 1491 companies in the Banks industry, placing it in the top 44.1%.
Is Great Southern Bancorp's 3-Year Book Growth Rate too high?
Great Southern Bancorp's current 3-Year Book Growth Rate of 9.70% is near median its 10-year median of 10.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 19.20. The Banks industry median 3-Year Book Growth Rate is 8.80. Great Southern Bancorp's value of 9.70% is 10.2% above this industry median. Based on the distribution chart, Great Southern Bancorp ranks #658 out of 1491 companies in the Banks industry, which is above the industry midpoint. Overall, Great Southern Bancorp has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great Southern Bancorp's 3-Year Book Growth Rate compare to SMBK and EGBN?
According to the Banks industry distribution chart, Great Southern Bancorp ranks #658 out of 1491 companies for 3-Year Book Growth Rate. This puts Great Southern Bancorp in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Great Southern Bancorp's value of 9.70% is 10.2% above this benchmark. Historically, Great Southern Bancorp's own 3-Year Book Growth Rate has ranged from 1.00 to 19.20 over the past decade. While the company's 10-year median is 10.00 vs. the industry median of 8.80, Great Southern Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great Southern Bancorp's current 3-Year Book Growth Rate of 9.70% is 10.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Great Southern Bancorp and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great Southern Bancorp's current 3-Year Book Growth Rate is 9.70%, which is near median its own 10-year median of 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Southern Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great Southern Bancorp (GSBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $59.98, compared to a current price of $78.36 — trading 30.6% above its estimated fair value. The current 3-Year Book Growth Rate is 9.70%, which is near median its 10-year median of 10.00 and 10.2% above the Banks industry median of 8.80. Great Southern Bancorp's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Great Southern Bancorp (GSBC), the current 3-Year Book Growth Rate is 9.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great Southern Bancorp (GSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Great Southern Bancorp stock appears to be overvalued.
The current stock price of $78.36 is trading 30.6% above its estimated GF Value™ of $59.98.
GuruFocus considers Great Southern Bancorp to be Significantly Overvalued.
Key valuation signals for GSBC:
3-Year Book Growth Rate: 9.70% (near median its 10-year median of 10.00)
GF Value™: $59.98 vs. price of $78.36 (30.6% above fair value)
Industry Position: 10.2% above the Banks median (#658 of 1491)
No single metric tells the full story. See the GSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great Southern Bancorp Inc is a bank holding company. Through its subsidiaries, the company mainly offers a variety of banking and banking-related services, such as accepting deposits, granting loans and advances, offering mobile banking services, issuing debit and credit cards, safe deposit boxes, ATM facilities, and other related products and services. These services are offered through full-service retail banking offices and loan production offices located across different states in the U.S., including Missouri, Iowa, Kansas, Minnesota, Nebraska, Arkansas, and others.
60GF Score
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