Great Southern BancorpGSBC +0.82%62 Net Margin % is 31.57% as of Mar. 2026, which is 3% above its 10-year median of 30.66. GuruFocus rates GSBC with a GF Score™ of 62/100 and a GF Value™ of $59.08 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,527 Banks companies, Great Southern Bancorp ranks better than 65.29% on this metric.
The historical rank and industry rank for Great Southern Bancorp's Net Margin % or its related term are showing as below:
GSBC'
s Net Margin % Range Over the Past 10 Years
Min: 22.84 Med: 30.66 Max: 34.83
Current: 31.17
GSBC's Net Margin % is ranked better than 65.29% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs GSBC: 31.17
Great Southern Bancorp (NAS:GSBC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Great Southern Bancorp Net Margin % Related Terms
Great Southern Bancorp Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Great Southern Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great Southern Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Great Southern Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Great Southern Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great Southern Bancorp (GSBC) has a Net Margin % of 31.57% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Great Southern Bancorp and its competitors. This is near median its historical median of 30.66. Over the past decade, Great Southern Bancorp's Net Margin % has ranged from 22.84 to 34.83. According to the industry distribution chart, Great Southern Bancorp ranks #530 out of 1527 companies in the Banks industry, placing it in the top 34.7%.
Is Great Southern Bancorp's Net Margin % too high?
Great Southern Bancorp's current Net Margin % of 31.57% is near median its 10-year median of 30.66. Over the past 10 years, this metric has ranged from a low of 22.84 to a high of 34.83. The Banks industry median Net Margin % is 26.95. Great Southern Bancorp's value of 31.57% is 17.1% above this industry median. Based on the distribution chart, Great Southern Bancorp ranks #530 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Great Southern Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great Southern Bancorp's Net Margin % compare to HTB and CCBG?
According to the Banks industry distribution chart, Great Southern Bancorp ranks #530 out of 1527 companies for Net Margin %. This puts Great Southern Bancorp in the upper half of its industry. The industry median Net Margin % is 26.95. Great Southern Bancorp's value of 31.57% is 17.1% above this benchmark. Historically, Great Southern Bancorp's own Net Margin % has ranged from 22.84 to 34.83 over the past decade. While the company's 10-year median is 30.66 vs. the industry median of 26.95, Great Southern Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great Southern Bancorp's current Net Margin % of 31.57% is 17.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Great Southern Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great Southern Bancorp's current Net Margin % is 31.57%, which is near median its own 10-year median of 30.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Southern Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great Southern Bancorp (GSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.08, compared to a current price of $76.59 — trading 29.6% above its estimated fair value. The current Net Margin % is 31.57%, which is near median its 10-year median of 30.66 and 17.1% above the Banks industry median of 26.95. Great Southern Bancorp's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Great Southern Bancorp (GSBC), the current Net Margin % is 31.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great Southern Bancorp (GSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Great Southern Bancorp stock appears to be overvalued.
The current stock price of $76.59 is trading 29.6% above its estimated GF Value™ of $59.08.
GuruFocus considers Great Southern Bancorp to be Modestly Overvalued.
Key valuation signals for GSBC:
Net Margin %: 31.57% (near median its 10-year median of 30.66)
GF Value™: $59.08 vs. price of $76.59 (29.6% above fair value)
Industry Position: 17.1% above the Banks median (#530 of 1527)
No single metric tells the full story. See the GSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great Southern Bancorp Inc is a bank holding company. Through its subsidiaries, the company mainly offers a variety of banking and banking-related services, such as accepting deposits, granting loans and advances, offering mobile banking services, issuing debit and credit cards, safe deposit boxes, ATM facilities, and other related products and services. These services are offered through full-service retail banking offices and loan production offices located across different states in the U.S., including Missouri, Iowa, Kansas, Minnesota, Nebraska, Arkansas, and others.
62GF Score
Get the complete analysis for GSBC
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GSBC has been successfully added to your 
