GSBC (Great Southern Bancorp) Scaled Net Operating Assets: 0.09 (As of Mar. 2026)


GSBC Great Southern Bancorp Inc GSBC
62 GF Score
Price $76.59
GF Value $59.08
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Great Southern Bancorp Scaled Net Operating Assets?

Great Southern Bancorp GSBC +0.82% 62 Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus rates GSBC with a GF Score™ of 62/100 and a GF Value™ of $59.08 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Great Southern Bancorp's operating assets for the quarter that ended in Mar. 2026 was $5,036.9 Mil. Great Southern Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $4,557.3 Mil. Great Southern Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $5,598.6 Mil. Therefore, Great Southern Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.09.

GSBC
62GF Score
Great Southern Bancorp Inc GSBC
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Great Southern Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Great Southern Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(5409.052-4605.778)/5981.628
=0.13

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5598.606 - 189.554
=5409.052

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4962.48 - 25.774 - 330.928
=4605.778

Great Southern Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5036.886-4557.258)/5598.606
=0.09

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5687.322 - 650.436
=5036.886

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5053.692 - 25.774 - 470.66
=4557.258

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.09 mean?
Great Southern Bancorp (GSBC) has a Scaled Net Operating Assets of 0.09 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Great Southern Bancorp and its competitors.
Is Great Southern Bancorp's Scaled Net Operating Assets too high?
Great Southern Bancorp's current Scaled Net Operating Assets is 0.09. Overall, Great Southern Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great Southern Bancorp's Scaled Net Operating Assets compare to HTB and CCBG?
Great Southern Bancorp's Scaled Net Operating Assets of 0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Great Southern Bancorp and its competitors. Great Southern Bancorp's current Scaled Net Operating Assets is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Southern Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Great Southern Bancorp (GSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.08, compared to a current price of $76.59 — trading 29.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.09. Great Southern Bancorp's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Great Southern Bancorp (GSBC), the current Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Great Southern Bancorp (GSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Great Southern Bancorp stock appears to be overvalued. The current stock price of $76.59 is trading 29.6% above its estimated GF Value™ of $59.08. GuruFocus considers Great Southern Bancorp to be Modestly Overvalued.

Key valuation signals for GSBC:

  • Scaled Net Operating Assets: 0.09
  • GF Value™: $59.08 vs. price of $76.59 (29.6% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the GSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Great Southern Bancorp Business Description

Address 1451 East Battlefield, PO Box 9009, Springfield, MO, USA, 65804
Great Southern Bancorp Inc is a bank holding company. Through its subsidiaries, the company mainly offers a variety of banking and banking-related services, such as accepting deposits, granting loans and advances, offering mobile banking services, issuing debit and credit cards, safe deposit boxes, ATM facilities, and other related products and services. These services are offered through full-service retail banking offices and loan production offices located across different states in the U.S., including Missouri, Iowa, Kansas, Minnesota, Nebraska, Arkansas, and others.
62GF Score

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$76.59
Price
$59.08
GF Value