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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zuoli Kechuang Micro-finance Co FCF Margin % Chart
For the Credit Services subindustry, Zuoli Kechuang Micro-finance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zuoli Kechuang Micro-finance Co FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Zuoli Kechuang Micro-finance Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Zuoli Kechuang Micro-finance Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zuoli Kechuang Micro-finance Co (HKSE:06866) has a FCF Margin % of 0.00% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. According to the industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #57 out of 537 companies in the Credit Services industry, placing it in the top 10.6%.
Is Zuoli Kechuang Micro-finance Co's FCF Margin % too high?
Zuoli Kechuang Micro-finance Co's current FCF Margin % is 0.00%. Based on the distribution chart, Zuoli Kechuang Micro-finance Co ranks #57 out of 537 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Zuoli Kechuang Micro-finance Co has a GF Score™ of 34/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zuoli Kechuang Micro-finance Co's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #57 out of 537 companies for FCF Margin %. This places Zuoli Kechuang Micro-finance Co in the top 11% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.66, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. For the Credit Services industry, the median FCF Margin % is 0.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zuoli Kechuang Micro-finance Co's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuoli Kechuang Micro-finance Co stock overvalued right now?
Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co (HKSE:06866) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.24, compared to a current price of HK$0.29 — trading 18.8% above its estimated fair value. The current FCF Margin % is 0.00%. Zuoli Kechuang Micro-finance Co's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Zuoli Kechuang Micro-finance Co (HKSE:06866), the current FCF Margin % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zuoli Kechuang Micro-finance Co (HKSE:06866) Overvalued in 2026?
Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co stock appears to be overvalued.
The current stock price of HK$0.29 is trading 18.8% above its estimated GF Value™ of HK$0.24.
GuruFocus considers Zuoli Kechuang Micro-finance Co to be Modestly Overvalued.
Key valuation signals for HKSE:06866:
FCF Margin %: 0.00%
GF Value™: HK$0.24 vs. price of HK$0.29 (18.8% above fair value)
No single metric tells the full story. See the HKSE:06866 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zuoli Kechuang Micro-finance Co Ltd is engaged in providing unsecured loans, guaranteed loans, collateralized loans, pledged loans, agriculture loans, individual business loans, other individual loans and loans for agricultural businesses, customers engaged in rural development activities, and/or customers residing in rural areas, SMEs and microenterprises in various industries, as well as online retailers in the businesses of lifestyle products, agricultural products, cultural supplies, and industrial products. The company generates revenue in the form of interest.
34GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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