Zuoli Kechuang Micro-finance Co (HKSE:06866) OCF Yield %: 44.12 (As of Sep. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:06866 Zuoli Kechuang Micro-finance Co Ltd HKSE:06866
34 GF Score
Price HK$0.29
GF Value HK$0.24
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is Zuoli Kechuang Micro-finance Co OCF Yield %?

Zuoli Kechuang Micro-finance Co HKSE:06866 34 OCF Yield % is 44.12 as of Sep. 08, 2026. GuruFocus rates HKSE:06866 with a GF Score™ of 34/100 and a GF Value™ of HK$0.24 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 543 Credit Services companies, Zuoli Kechuang Micro-finance Co ranks better than 88.77% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Zuoli Kechuang Micro-finance Co's Trailing 12-Month Cash Flow from Operations is HK$0.0 Mil, and Market Cap is HK$336.3 Mil. Therefore, Zuoli Kechuang Micro-finance Co's OCF Yield % for today is 44.12%.

The historical rank and industry rank for Zuoli Kechuang Micro-finance Co's OCF Yield % or its related term are showing as below:

HKSE:06866' s OCF Yield % Range Over the Past 10 Years
Min: 44.12   Med: 0   Max: 44.12
Current: 44.12


During the past 13 years, the highest OCF Yield % of Zuoli Kechuang Micro-finance Co was 44.12%. The lowest was 44.12%. And the median was %.

HKSE:06866's OCF Yield % is ranked better than
88.77% of 543 companies
in the Credit Services industry
Industry Median: 0.09 vs HKSE:06866: 44.12

Zuoli Kechuang Micro-finance Co's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Zuoli Kechuang Micro-finance Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Zuoli Kechuang Micro-finance Co OCF Yield % Related Terms


Zuoli Kechuang Micro-finance Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Zuoli Kechuang Micro-finance Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zuoli Kechuang Micro-finance Co OCF Yield % Chart

Zuoli Kechuang Micro-finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.98 -1.72 80.04 50.18 42.63

Zuoli Kechuang Micro-finance Co Quarterly Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

HKSE:06866 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Zuoli Kechuang Micro-finance Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zuoli Kechuang Micro-finance Co OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Zuoli Kechuang Micro-finance Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Zuoli Kechuang Micro-finance Co's OCF Yield % falls into.


HKSE:06866
34GF Score
Zuoli Kechuang Micro-finance Co Ltd HKSE:06866
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zuoli Kechuang Micro-finance Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Zuoli Kechuang Micro-finance Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=148.382 / 348.1
=42.63%

Zuoli Kechuang Micro-finance Co's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 383.5
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 44.12 mean?
Zuoli Kechuang Micro-finance Co (HKSE:06866) has a OCF Yield % of 44.12 as of Sep. 08, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. Over the past decade, Zuoli Kechuang Micro-finance Co's OCF Yield % has ranged from 44.12 to 44.12. According to the industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #61 out of 543 companies in the Credit Services industry, placing it in the top 11.2%.
Is Zuoli Kechuang Micro-finance Co's OCF Yield % too high?
Zuoli Kechuang Micro-finance Co's current OCF Yield % is 44.12. Over the past 10 years, this metric has ranged from a low of 44.12 to a high of 44.12. The Credit Services industry median OCF Yield % is 0.09. Zuoli Kechuang Micro-finance Co's value of 44.12 is 48922.2% above this industry median. Based on the distribution chart, Zuoli Kechuang Micro-finance Co ranks #61 out of 543 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Zuoli Kechuang Micro-finance Co has a GF Score™ of 34/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zuoli Kechuang Micro-finance Co's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #61 out of 543 companies for OCF Yield %. This places Zuoli Kechuang Micro-finance Co in the top 11% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 0.09. Zuoli Kechuang Micro-finance Co's value of 44.12 is 48922.2% above this benchmark. Historically, Zuoli Kechuang Micro-finance Co's own OCF Yield % has ranged from 44.12 to 44.12 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.09, based on 543 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zuoli Kechuang Micro-finance Co's current OCF Yield % of 44.12 is 48922.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. For the Credit Services industry, the median OCF Yield % is 0.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zuoli Kechuang Micro-finance Co's current OCF Yield % is 44.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuoli Kechuang Micro-finance Co stock overvalued right now?
Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co (HKSE:06866) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.24, compared to a current price of HK$0.29 — trading 18.8% above its estimated fair value. The current OCF Yield % is 44.12 and 48922.2% above the Credit Services industry median of 0.09. Zuoli Kechuang Micro-finance Co's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Zuoli Kechuang Micro-finance Co (HKSE:06866), the current OCF Yield % is 44.12 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zuoli Kechuang Micro-finance Co (HKSE:06866) Overvalued in 2026?

Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co stock appears to be overvalued. The current stock price of HK$0.29 is trading 18.8% above its estimated GF Value™ of HK$0.24. GuruFocus considers Zuoli Kechuang Micro-finance Co to be Modestly Overvalued.

Key valuation signals for HKSE:06866:

  • OCF Yield %: 44.12
  • GF Value™: HK$0.24 vs. price of HK$0.29 (18.8% above fair value)
  • GF Score™: 34/100 with 1 warning sign
  • Industry Position: 48922.2% above the Credit Services median (#61 of 543)

No single metric tells the full story. See the HKSE:06866 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zuoli Kechuang Micro-finance Co Business Description

Address No. 399 Deqing Avenue, Wukang Road, Deqing County, Zhejiang Province, Huzhou, CHN, 313200
Zuoli Kechuang Micro-finance Co Ltd is engaged in providing unsecured loans, guaranteed loans, collateralized loans, pledged loans, agriculture loans, individual business loans, other individual loans and loans for agricultural businesses, customers engaged in rural development activities, and/or customers residing in rural areas, SMEs and microenterprises in various industries, as well as online retailers in the businesses of lifestyle products, agricultural products, cultural supplies, and industrial products. The company generates revenue in the form of interest.
34GF Score

Get the complete analysis for HKSE:06866

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.29
Price
HK$0.24
GF Value