Zuoli Kechuang Micro-finance Co (HKSE:06866) FCF Yield %: 44.10 (As of Sep. 08, 2026)

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HKSE:06866 Zuoli Kechuang Micro-finance Co Ltd HKSE:06866
34 GF Score
Price HK$0.29
GF Value HK$0.24
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is Zuoli Kechuang Micro-finance Co FCF Yield %?

Zuoli Kechuang Micro-finance Co HKSE:06866 34 FCF Yield % is 44.10 as of Sep. 08, 2026. GuruFocus rates HKSE:06866 with a GF Score™ of 34/100 and a GF Value™ of HK$0.24 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 543 Credit Services companies, Zuoli Kechuang Micro-finance Co ranks better than 89.32% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Zuoli Kechuang Micro-finance Co's Trailing 12-Month Free Cash Flow is HK$148.3 Mil, and Market Cap is HK$336.3 Mil. Therefore, Zuoli Kechuang Micro-finance Co's FCF Yield % for today is 44.10%.

The historical rank and industry rank for Zuoli Kechuang Micro-finance Co's FCF Yield % or its related term are showing as below:

HKSE:06866' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 44.1
Current: 44.1


During the past 13 years, the highest FCF Yield % of Zuoli Kechuang Micro-finance Co was 44.10%. The lowest was 0.00%. And the median was 0.00%.

HKSE:06866's FCF Yield % is ranked better than
89.32% of 543 companies
in the Credit Services industry
Industry Median: -0.39 vs HKSE:06866: 44.10

Zuoli Kechuang Micro-finance Co's FCF Margin % for the quarter that ended in Jun. 2026 was 0.00%.


Zuoli Kechuang Micro-finance Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Zuoli Kechuang Micro-finance Co FCF Yield % Related Terms


Zuoli Kechuang Micro-finance Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for Zuoli Kechuang Micro-finance Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zuoli Kechuang Micro-finance Co FCF Yield % Chart

Zuoli Kechuang Micro-finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.65 -1.73 80.03 50.18 42.60

Zuoli Kechuang Micro-finance Co Quarterly Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

HKSE:06866 vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Zuoli Kechuang Micro-finance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zuoli Kechuang Micro-finance Co FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Zuoli Kechuang Micro-finance Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Zuoli Kechuang Micro-finance Co's FCF Yield % falls into.


HKSE:06866
34GF Score
Zuoli Kechuang Micro-finance Co Ltd HKSE:06866
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zuoli Kechuang Micro-finance Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Zuoli Kechuang Micro-finance Co's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=148.301 / 348.1
=42.60%

Zuoli Kechuang Micro-finance Co's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 383.5
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 44.10 mean?
Zuoli Kechuang Micro-finance Co (HKSE:06866) has a FCF Yield % of 44.10 as of Sep. 08, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. According to the industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #58 out of 543 companies in the Credit Services industry, placing it in the top 10.7%.
Is Zuoli Kechuang Micro-finance Co's FCF Yield % too high?
Zuoli Kechuang Micro-finance Co's current FCF Yield % is 44.10. Based on the distribution chart, Zuoli Kechuang Micro-finance Co ranks #58 out of 543 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Zuoli Kechuang Micro-finance Co has a GF Score™ of 34/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zuoli Kechuang Micro-finance Co's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #58 out of 543 companies for FCF Yield %. This places Zuoli Kechuang Micro-finance Co in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. Zuoli Kechuang Micro-finance Co's current FCF Yield % is 44.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuoli Kechuang Micro-finance Co stock overvalued right now?
Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co (HKSE:06866) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.24, compared to a current price of HK$0.29 — trading 18.8% above its estimated fair value. The current FCF Yield % is 44.10. Zuoli Kechuang Micro-finance Co's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Zuoli Kechuang Micro-finance Co (HKSE:06866), the current FCF Yield % is 44.10 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zuoli Kechuang Micro-finance Co (HKSE:06866) Overvalued in 2026?

Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co stock appears to be overvalued. The current stock price of HK$0.29 is trading 18.8% above its estimated GF Value™ of HK$0.24. GuruFocus considers Zuoli Kechuang Micro-finance Co to be Modestly Overvalued.

Key valuation signals for HKSE:06866:

  • FCF Yield %: 44.10
  • GF Value™: HK$0.24 vs. price of HK$0.29 (18.8% above fair value)
  • GF Score™: 34/100 with 1 warning sign

No single metric tells the full story. See the HKSE:06866 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zuoli Kechuang Micro-finance Co Business Description

Address No. 399 Deqing Avenue, Wukang Road, Deqing County, Zhejiang Province, Huzhou, CHN, 313200
Zuoli Kechuang Micro-finance Co Ltd is engaged in providing unsecured loans, guaranteed loans, collateralized loans, pledged loans, agriculture loans, individual business loans, other individual loans and loans for agricultural businesses, customers engaged in rural development activities, and/or customers residing in rural areas, SMEs and microenterprises in various industries, as well as online retailers in the businesses of lifestyle products, agricultural products, cultural supplies, and industrial products. The company generates revenue in the form of interest.
34GF Score

Get the complete analysis for HKSE:06866

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.29
Price
HK$0.24
GF Value