Zuoli Kechuang Micro-finance Co (HKSE:06866) Dividend Payout Ratio: 0.00 (As of Jun. 2026)

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HKSE:06866 Zuoli Kechuang Micro-finance Co Ltd HKSE:06866
34 GF Score
Price HK$0.29
GF Value HK$0.24
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Zuoli Kechuang Micro-finance Co Dividend Payout Ratio?

Zuoli Kechuang Micro-finance Co HKSE:06866 34 Dividend Payout Ratio is 0.00 as of Jun. 2026. GuruFocus rates HKSE:06866 with a GF Score™ of 34/100 and a GF Value™ of HK$0.24 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 191 Credit Services companies, Zuoli Kechuang Micro-finance Co ranks worse than 523559.69% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.00.

The historical rank and industry rank for Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio or its related term are showing as below:


During the past 13 years, the highest Dividend Payout Ratio of Zuoli Kechuang Micro-finance Co was 1.16. The lowest was 0.22. And the median was 0.56.

HKSE:06866's Dividend Payout Ratio is not ranked *
in the Credit Services industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-09-08), the Dividend Yield % of Zuoli Kechuang Micro-finance Co is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Zuoli Kechuang Micro-finance Co was 21.67%. The lowest was 0.00%. And the median was 7.46%.

Zuoli Kechuang Micro-finance Co's Dividends per Share for the months ended in Jun. 2026 was HK$0.00.

During the past 12 months, Zuoli Kechuang Micro-finance Co's average Dividends Per Share Growth Rate was -36.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -37.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Zuoli Kechuang Micro-finance Co was -3.70% per year. The lowest was -37.00% per year. And the median was -26.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Zuoli Kechuang Micro-finance Co (HKSE:06866) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Zuoli Kechuang Micro-finance Co Dividend Payout Ratio Related Terms


Zuoli Kechuang Micro-finance Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zuoli Kechuang Micro-finance Co Dividend Payout Ratio Chart

Zuoli Kechuang Micro-finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.62 0.49 0.39 0.22

Zuoli Kechuang Micro-finance Co Quarterly Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.74 0.00 0.00 0.00

HKSE:06866 vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zuoli Kechuang Micro-finance Co Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio falls into.


HKSE:06866
34GF Score
Zuoli Kechuang Micro-finance Co Ltd HKSE:06866
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zuoli Kechuang Micro-finance Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.014/ 0.063
=0.22

Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Zuoli Kechuang Micro-finance Co (HKSE:06866) has a Dividend Payout Ratio of 0.00 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. Over the past decade, Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio has ranged from 0.22 to 1.16. According to the industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #999999 out of 191 companies in the Credit Services industry.
Is Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio too high?
Zuoli Kechuang Micro-finance Co's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 1.16. Based on the distribution chart, Zuoli Kechuang Micro-finance Co ranks #999999 out of 191 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Zuoli Kechuang Micro-finance Co has a GF Score™ of 34/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zuoli Kechuang Micro-finance Co's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #999999 out of 191 companies for Dividend Payout Ratio. This places Zuoli Kechuang Micro-finance Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Zuoli Kechuang Micro-finance Co's own Dividend Payout Ratio has ranged from 0.22 to 1.16 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 191 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zuoli Kechuang Micro-finance Co's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuoli Kechuang Micro-finance Co stock overvalued right now?
Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co (HKSE:06866) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.24, compared to a current price of HK$0.29 — trading 18.8% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Zuoli Kechuang Micro-finance Co's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Zuoli Kechuang Micro-finance Co (HKSE:06866), the current Dividend Payout Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zuoli Kechuang Micro-finance Co (HKSE:06866) Overvalued in 2026?

Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co stock appears to be overvalued. The current stock price of HK$0.29 is trading 18.8% above its estimated GF Value™ of HK$0.24. GuruFocus considers Zuoli Kechuang Micro-finance Co to be Modestly Overvalued.

Key valuation signals for HKSE:06866:

  • Dividend Payout Ratio: 0.00
  • GF Value™: HK$0.24 vs. price of HK$0.29 (18.8% above fair value)
  • GF Score™: 34/100 with 1 warning sign

No single metric tells the full story. See the HKSE:06866 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zuoli Kechuang Micro-finance Co Business Description

Address No. 399 Deqing Avenue, Wukang Road, Deqing County, Zhejiang Province, Huzhou, CHN, 313200
Zuoli Kechuang Micro-finance Co Ltd is engaged in providing unsecured loans, guaranteed loans, collateralized loans, pledged loans, agriculture loans, individual business loans, other individual loans and loans for agricultural businesses, customers engaged in rural development activities, and/or customers residing in rural areas, SMEs and microenterprises in various industries, as well as online retailers in the businesses of lifestyle products, agricultural products, cultural supplies, and industrial products. The company generates revenue in the form of interest.
34GF Score

Get the complete analysis for HKSE:06866

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.29
Price
HK$0.24
GF Value