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What is Zuoli Kechuang Micro-finance Co PEG Ratio?
Zuoli Kechuang Micro-finance CoHKSE:06866 34 PEG Ratio is 9.19 as of Sep. 09, 2026, which is 234% above its 10-year median of 2.75. GuruFocus rates HKSE:06866 with a GF Score™ of 34/100 and a GF Value™ of HK$0.24 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 232 Credit Services companies, Zuoli Kechuang Micro-finance Co ranks worse than 92.24% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Zuoli Kechuang Micro-finance Co's PEG Ratio or its related term are showing as below:
HKSE:06866'
s PEG Ratio Range Over the Past 10 Years
Min: 1.89 Med: 2.75 Max: 11.94
Current: 9.2
During the past 13 years, Zuoli Kechuang Micro-finance Co's highest PEG Ratio was 11.94. The lowest was 1.89. And the median was 2.75.
HKSE:06866's PEG Ratio is ranked worse than 92.24% of 232
companies
in the Credit Services industry
Industry Median: 0.8
vs HKSE:06866: 9.20
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Zuoli Kechuang Micro-finance Co (HKSE:06866) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Zuoli Kechuang Micro-finance Co PEG Ratio Related Terms
Zuoli Kechuang Micro-finance Co PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Zuoli Kechuang Micro-finance Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zuoli Kechuang Micro-finance Co PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Zuoli Kechuang Micro-finance Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Zuoli Kechuang Micro-finance Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Zuoli Kechuang Micro-finance Co (HKSE:06866) has a PEG Ratio of 9.19 as of Sep. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. This is 234% above median its historical median of 2.75. Over the past decade, Zuoli Kechuang Micro-finance Co's PEG Ratio has ranged from 1.89 to 11.94. According to the industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #214 out of 232 companies in the Credit Services industry, placing it in the top 92.2%.
Is Zuoli Kechuang Micro-finance Co's PEG Ratio too high?
Zuoli Kechuang Micro-finance Co's current PEG Ratio of 9.19 is 234% above median its 10-year median of 2.75. Over the past 10 years, this metric has ranged from a low of 1.89 to a high of 11.94. The Credit Services industry median PEG Ratio is 0.80. Zuoli Kechuang Micro-finance Co's value of 9.19 is 1048.8% above this industry median. Based on the distribution chart, Zuoli Kechuang Micro-finance Co ranks #214 out of 232 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Zuoli Kechuang Micro-finance Co has a GF Score™ of 34/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zuoli Kechuang Micro-finance Co's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Zuoli Kechuang Micro-finance Co ranks #214 out of 232 companies for PEG Ratio. This places Zuoli Kechuang Micro-finance Co in the lower half of its industry. The industry median PEG Ratio is 0.80. Zuoli Kechuang Micro-finance Co's value of 9.19 is 1048.8% above this benchmark. Historically, Zuoli Kechuang Micro-finance Co's own PEG Ratio has ranged from 1.89 to 11.94 over the past decade. While the company's 10-year median is 2.75 vs. the industry median of 0.80, Zuoli Kechuang Micro-finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.80, based on 232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zuoli Kechuang Micro-finance Co's current PEG Ratio of 9.19 is 1048.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Zuoli Kechuang Micro-finance Co and its competitors. For the Credit Services industry, the median PEG Ratio is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zuoli Kechuang Micro-finance Co's current PEG Ratio is 9.19, which is 234% above median its own 10-year median of 2.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuoli Kechuang Micro-finance Co stock overvalued right now?
Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co (HKSE:06866) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.24, compared to a current price of HK$0.29 — trading 18.8% above its estimated fair value. The current PEG Ratio is 9.19, which is 234% above median its 10-year median of 2.75 and 1048.8% above the Credit Services industry median of 0.80. Zuoli Kechuang Micro-finance Co's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Zuoli Kechuang Micro-finance Co (HKSE:06866), the current PEG Ratio is 9.19 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zuoli Kechuang Micro-finance Co (HKSE:06866) Overvalued in 2026?
Based on GuruFocus' analysis, Zuoli Kechuang Micro-finance Co stock appears to be overvalued.
The current stock price of HK$0.29 is trading 18.8% above its estimated GF Value™ of HK$0.24.
GuruFocus considers Zuoli Kechuang Micro-finance Co to be Modestly Overvalued.
Key valuation signals for HKSE:06866:
PEG Ratio: 9.19 (234% above median its 10-year median of 2.75)
GF Value™: HK$0.24 vs. price of HK$0.29 (18.8% above fair value)
Industry Position: 1048.8% above the Credit Services median (#214 of 232)
No single metric tells the full story. See the HKSE:06866 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zuoli Kechuang Micro-finance Co Ltd is engaged in providing unsecured loans, guaranteed loans, collateralized loans, pledged loans, agriculture loans, individual business loans, other individual loans and loans for agricultural businesses, customers engaged in rural development activities, and/or customers residing in rural areas, SMEs and microenterprises in various industries, as well as online retailers in the businesses of lifestyle products, agricultural products, cultural supplies, and industrial products. The company generates revenue in the form of interest.
34GF Score
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