HDFC BankMEX:HDBN 66 FCF Margin % is 46.97% as of Mar. 2025, which is 2% below its 10-year median of 47.77. GuruFocus rates MEX:HDBN with a GF Score™ of 66/100 and a GF Value™ of MXN501.84 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, HDFC Bank ranks better than 78.14% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. HDFC Bank's Free Cash Flow for the
six
months ended in Mar. 2025 was MXN102,052 Mil. HDFC Bank's Revenue for the
six
months ended in Mar. 2025 was MXN217,280 Mil. Therefore, HDFC Bank's FCF Margin % for the quarter that ended in Mar. 2025 was 46.97%.
The historical rank and industry rank for HDFC Bank's FCF Margin % or its related term are showing as below:
MEX:HDBN'
s FCF Margin % Range Over the Past 10 Years
Min: 14.99 Med: 47.77 Max: 96.51
Current: 61.42
During the past 13 years, the highest FCF Margin % of HDFC Bank was 96.51%. The lowest was 14.99%. And the median was 47.77%.
MEX:HDBN's FCF Margin % is ranked better than 78.14% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs MEX:HDBN: 61.42
HDFC Bank FCF Margin % Related Terms
HDFC Bank FCF Margin % Historical Data
* Premium members only.
The historical data trend for HDFC Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, HDFC Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HDFC Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, HDFC Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where HDFC Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HDFC Bank (MEX:HDBN) has a FCF Margin % of 46.97% as of Mar. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on HDFC Bank and its competitors. This is near median its historical median of 47.77. Over the past decade, HDFC Bank's FCF Margin % has ranged from 14.99 to 96.51. According to the industry distribution chart, HDFC Bank ranks #329 out of 1505 companies in the Banks industry, placing it in the top 21.9%.
Is HDFC Bank's FCF Margin % too high?
HDFC Bank's current FCF Margin % of 46.97% is near median its 10-year median of 47.77. Over the past 10 years, this metric has ranged from a low of 14.99 to a high of 96.51. The Banks industry median FCF Margin % is 26.42. HDFC Bank's value of 46.97% is 77.8% above this industry median. Based on the distribution chart, HDFC Bank ranks #329 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, HDFC Bank has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, HDFC Bank ranks #329 out of 1505 companies for FCF Margin %. This places HDFC Bank in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.42. HDFC Bank's value of 46.97% is 77.8% above this benchmark. Historically, HDFC Bank's own FCF Margin % has ranged from 14.99 to 96.51 over the past decade. While the company's 10-year median is 47.77 vs. the industry median of 26.42, HDFC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HDFC Bank's current FCF Margin % of 46.97% is 77.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on HDFC Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDFC Bank's current FCF Margin % is 46.97%, which is near median its own 10-year median of 47.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (MEX:HDBN) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN501.84, compared to a current price of MXN410.00 — trading 18.3% below its estimated fair value. The current FCF Margin % is 46.97%, which is near median its 10-year median of 47.77 and 77.8% above the Banks industry median of 26.42. HDFC Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For HDFC Bank (MEX:HDBN), the current FCF Margin % is 46.97% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HDFC Bank (MEX:HDBN) Overvalued in 2026?
Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued.
The current stock price of MXN410.00 is trading 18.3% below its estimated GF Value™ of MXN501.84.
GuruFocus considers HDFC Bank to be Modestly Undervalued.
Key valuation signals for MEX:HDBN:
FCF Margin %: 46.97% (near median its 10-year median of 47.77)
GF Value™: MXN501.84 vs. price of MXN410.00 (18.3% below fair value)
Industry Position: 77.8% above the Banks median (#329 of 1505)
No single metric tells the full story. See the MEX:HDBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
66GF Score
Get the complete analysis for MEX:HDBN
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:HDBN has been successfully added to your 
