HDFC Bank (MEX:HDBN) LT-Debt-to-Total-Asset: 0.13 (As of Mar. 2025)

What is HDFC Bank LT-Debt-to-Total-Asset?

HDFC Bank MEX:HDBN 66 LT-Debt-to-Total-Asset is 0.13 as of Mar. 2025. GuruFocus rates MEX:HDBN with a GF Score™ of 66/100 and a GF Value™ of MXN501.84 (Modestly Undervalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. HDFC Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2025 was 0.13.

HDFC Bank's long-term debt to total assets ratio declined from Mar. 2024 (0.15) to Mar. 2025 (0.13). It may suggest that HDFC Bank is progressively becoming less dependent on debt to grow their business.

HDFC Bank (MEX:HDBN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

HDFC Bank LT-Debt-to-Total-Asset Related Terms

HDFC Bank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for HDFC Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HDFC Bank LT-Debt-to-Total-Asset Chart

HDFC Bank Annual Data

Trend

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

LT-Debt-to-Total-Asset

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0.07

0.08

0.15

0.13

HDFC Bank Semi-Annual Data
	Sep15	Mar16	Sep16	Mar17	Sep17	Mar18	Sep18	Mar19	Sep19	Mar20	Sep20	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23	Mar24	Sep24	Mar25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.08	0.15	0.15	0.13	0.13

66GF Score

HDFC Bank Ltd MEX:HDBN

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HDFC Bank LT-Debt-to-Total-Asset Calculation

HDFC Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2025 is calculated as

LT Debt to Total Assets (A: Mar. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2025 )	/	Total Assets (A: Mar. 2025 )
	=	1423465.947	/	11394094.558
	=	0.12

HDFC Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2025 is calculated as

LT Debt to Total Assets (Q: Mar. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2025 )	/	Total Assets (Q: Mar. 2025 )
	=	1423465.947	/	11394094.558
	=	0.12

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.13 mean?

HDFC Bank (MEX:HDBN) has a LT-Debt-to-Total-Asset of 0.13 as of Mar. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on HDFC Bank and its competitors.

Is HDFC Bank's LT-Debt-to-Total-Asset too high?

HDFC Bank's current LT-Debt-to-Total-Asset is 0.13. Overall, HDFC Bank has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does HDFC Bank's LT-Debt-to-Total-Asset compare to PNC?

HDFC Bank's LT-Debt-to-Total-Asset of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on HDFC Bank and its competitors. HDFC Bank's current LT-Debt-to-Total-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is HDFC Bank stock overvalued right now?

Based on GuruFocus' analysis, HDFC Bank (MEX:HDBN) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN501.84, compared to a current price of MXN410.00 — trading 18.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.13. HDFC Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For HDFC Bank (MEX:HDBN), the current LT-Debt-to-Total-Asset is 0.13 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HDFC Bank (MEX:HDBN) Overvalued in 2026?

Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued. The current stock price of MXN410.00 is trading 18.3% below its estimated GF Value™ of MXN501.84. GuruFocus considers HDFC Bank to be Modestly Undervalued.

Key valuation signals for MEX:HDBN:

LT-Debt-to-Total-Asset: 0.13
GF Value™: MXN501.84 vs. price of MXN410.00 (18.3% below fair value)
GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the MEX:HDBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HDFC Bank Business Description

Industry Financial Services Banks

Comparable Companies NSE:ICICIBANK NSE:SBIN BOM:532215 NSE:KOTAKBANK BOM:532134 BOM:532477 BOM:532461 BOM:532483 BOM:532814 BOM:500116 SHSE:600036 SGX:D05 MIL:UCG XPAR:BNP MIL:ISP TSE:8411 SAU:1120 XMAD:CABK PNC BSP:ITUB3

Other Exchanges HDB:USA HDFCBANK:India 500180:India 0A7I:UK HDFA:Germany H1DB34:Brazil HDB:Argentina

Address Senapati Bapat Marg, HDFC Bank House, Lower Parel (West), Mumbai, MH, IND, 400013

Website https://www.hdfcbank.com

HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.

66GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN410.00

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MXN501.84

GF Value

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