HDFC Bank (MEX:HDBN) Net Debt Paydown Yield % : 4.62% (As of Jun. 24, 2026)


MEX:HDBN HDFC Bank Ltd MEX:HDBN
66 GF Score
Price MXN410.00
GF Value MXN501.84
Valuation Modestly Undervalued
! 3 Warning Signs
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What is HDFC Bank Net Debt Paydown Yield %?

HDFC Bank MEX:HDBN 66 Net Debt Paydown Yield % is 4.62% as of Jun. 24, 2026. GuruFocus rates MEX:HDBN with a GF Score™ of 66/100 and a GF Value™ of MXN501.84 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,417 Banks companies, HDFC Bank ranks better than 75.02% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, HDFC Bank's Net Debt Paydown Yield % was 4.62%.


HDFC Bank  (MEX:HDBN) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


HDFC Bank Net Debt Paydown Yield % Related Terms


HDFC Bank Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for HDFC Bank's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HDFC Bank Net Debt Paydown Yield % Chart

HDFC Bank Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.51 -6.35 -9.70 -47.57 3.94

HDFC Bank Semi-Annual Data
Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.70 -28.04 -47.57 -17.42 3.94

MEX:HDBN vs PNC: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, HDFC Bank's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HDFC Bank Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, HDFC Bank's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where HDFC Bank's Net Debt Paydown Yield % falls into.


MEX:HDBN
66GF Score
HDFC Bank Ltd MEX:HDBN
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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HDFC Bank Net Debt Paydown Yield % Calculation

HDFC Bank's Net Debt Paydown Yield % for the quarter that ended in Mar. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1638991.93-1756880.09 )/3193520.22
=-3.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 4.62% mean?
HDFC Bank (MEX:HDBN) has a Net Debt Paydown Yield % of 4.62% as of Jun. 24, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on HDFC Bank and its competitors. According to the industry distribution chart, HDFC Bank ranks #354 out of 1417 companies in the Banks industry, placing it in the top 25%.
Is HDFC Bank's Net Debt Paydown Yield % too high?
HDFC Bank's current Net Debt Paydown Yield % is 4.62%. Based on the distribution chart, HDFC Bank ranks #354 out of 1417 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, HDFC Bank has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's Net Debt Paydown Yield % compare to PNC?
According to the Banks industry distribution chart, HDFC Bank ranks #354 out of 1417 companies for Net Debt Paydown Yield %. This places HDFC Bank in the top 25% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on HDFC Bank and its competitors. HDFC Bank's current Net Debt Paydown Yield % is 4.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (MEX:HDBN) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN501.84, compared to a current price of MXN410.00 — trading 18.3% below its estimated fair value. The current Net Debt Paydown Yield % is 4.62%. HDFC Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For HDFC Bank (MEX:HDBN), the current Net Debt Paydown Yield % is 4.62% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HDFC Bank (MEX:HDBN) Overvalued in 2026?

Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued. The current stock price of MXN410.00 is trading 18.3% below its estimated GF Value™ of MXN501.84. GuruFocus considers HDFC Bank to be Modestly Undervalued.

Key valuation signals for MEX:HDBN:

  • Net Debt Paydown Yield %: 4.62%
  • GF Value™: MXN501.84 vs. price of MXN410.00 (18.3% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the MEX:HDBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HDFC Bank Business Description

Address Senapati Bapat Marg, HDFC Bank House, Lower Parel (West), Mumbai, MH, IND, 400013
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
66GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN410.00
Price
MXN501.84
GF Value