HDFC Bank (MEX:HDBN) Scaled Net Operating Assets: 0.15 (As of Mar. 2025)


MEX:HDBN HDFC Bank Ltd MEX:HDBN
66 GF Score
Price MXN410.00
GF Value MXN501.84
Valuation Modestly Undervalued
! 3 Warning Signs
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What is HDFC Bank Scaled Net Operating Assets?

HDFC Bank MEX:HDBN 66 Scaled Net Operating Assets is 0.15 as of Mar. 2025. GuruFocus rates MEX:HDBN with a GF Score™ of 66/100 and a GF Value™ of MXN501.84 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

HDFC Bank's operating assets for the quarter that ended in Mar. 2025 was MXN9,219,619 Mil. HDFC Bank's operating liabilities for the quarter that ended in Mar. 2025 was MXN7,622,915 Mil. HDFC Bank's Total Assets for the quarter that ended in Sep. 2024 was MXN10,740,009 Mil. Therefore, HDFC Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2025 was 0.15.

MEX:HDBN
66GF Score
HDFC Bank Ltd MEX:HDBN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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HDFC Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

HDFC Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2025 )
=(Operating Assets (A: Mar. 2025 )-Operating Liabilities (A: Mar. 2025 ))/Total Assets (A: Mar. 2024 )
=(10632168.255-7622914.568)/8819450.018
=0.34

where

Operating Assets(A: Mar. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=11394094.558 - 761926.303
=10632168.255

Operating Liabilities(A: Mar. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9355190.557 - 1423465.947 - 308810.042
=7622914.568

HDFC Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2025 )
=(Operating Assets (Q: Mar. 2025 )-Operating Liabilities (Q: Mar. 2025 ))/Total Assets (Q: Sep. 2024 )
=(9219618.539-7622914.568)/10740009.148
=0.15

where

Operating Assets(Q: Mar. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=11394094.558 - 2174476.019
=9219618.539

Operating Liabilities(Q: Mar. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9355190.557 - 1423465.947 - 308810.042
=7622914.568

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.15 mean?
HDFC Bank (MEX:HDBN) has a Scaled Net Operating Assets of 0.15 as of Mar. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on HDFC Bank and its competitors.
Is HDFC Bank's Scaled Net Operating Assets too high?
HDFC Bank's current Scaled Net Operating Assets is 0.15. Overall, HDFC Bank has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's Scaled Net Operating Assets compare to PNC?
HDFC Bank's Scaled Net Operating Assets of 0.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on HDFC Bank and its competitors. HDFC Bank's current Scaled Net Operating Assets is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (MEX:HDBN) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN501.84, compared to a current price of MXN410.00 — trading 18.3% below its estimated fair value. The current Scaled Net Operating Assets is 0.15. HDFC Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For HDFC Bank (MEX:HDBN), the current Scaled Net Operating Assets is 0.15 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HDFC Bank (MEX:HDBN) Overvalued in 2026?

Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued. The current stock price of MXN410.00 is trading 18.3% below its estimated GF Value™ of MXN501.84. GuruFocus considers HDFC Bank to be Modestly Undervalued.

Key valuation signals for MEX:HDBN:

  • Scaled Net Operating Assets: 0.15
  • GF Value™: MXN501.84 vs. price of MXN410.00 (18.3% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the MEX:HDBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HDFC Bank Business Description

Address Senapati Bapat Marg, HDFC Bank House, Lower Parel (West), Mumbai, MH, IND, 400013
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
66GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN410.00
Price
MXN501.84
GF Value