HDFC BankMEX:HDBN 66 OCF Margin % is 50.84% as of Mar. 2025, which is 1% above its 10-year median of 50.35. GuruFocus rates MEX:HDBN with a GF Score™ of 66/100 and a GF Value™ of MXN501.84 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,501 Banks companies, HDFC Bank ranks better than 78.41% on this metric.
The historical rank and industry rank for HDFC Bank's OCF Margin % or its related term are showing as below:
MEX:HDBN'
s OCF Margin % Range Over the Past 10 Years
Min: 16.6 Med: 50.35 Max: 98.41
Current: 65.03
During the past 13 years, the highest OCF Margin % of HDFC Bank was 98.41%. The lowest was 16.60%. And the median was 50.35%.
MEX:HDBN's OCF Margin % is ranked better than 78.41% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs MEX:HDBN: 65.03
HDFC Bank OCF Margin % Related Terms
HDFC Bank OCF Margin % Historical Data
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The historical data trend for HDFC Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, HDFC Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HDFC Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, HDFC Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where HDFC Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HDFC Bank (MEX:HDBN) has a OCF Margin % of 50.84% as of Mar. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on HDFC Bank and its competitors. This is near median its historical median of 50.35. Over the past decade, HDFC Bank's OCF Margin % has ranged from 16.60 to 98.41. According to the industry distribution chart, HDFC Bank ranks #324 out of 1501 companies in the Banks industry, placing it in the top 21.6%.
Is HDFC Bank's OCF Margin % too high?
HDFC Bank's current OCF Margin % of 50.84% is near median its 10-year median of 50.35. Over the past 10 years, this metric has ranged from a low of 16.60 to a high of 98.41. The Banks industry median OCF Margin % is 29.44. HDFC Bank's value of 50.84% is 72.7% above this industry median. Based on the distribution chart, HDFC Bank ranks #324 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, HDFC Bank has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, HDFC Bank ranks #324 out of 1501 companies for OCF Margin %. This places HDFC Bank in the top 22% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. HDFC Bank's value of 50.84% is 72.7% above this benchmark. Historically, HDFC Bank's own OCF Margin % has ranged from 16.60 to 98.41 over the past decade. While the company's 10-year median is 50.35 vs. the industry median of 29.44, HDFC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HDFC Bank's current OCF Margin % of 50.84% is 72.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on HDFC Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDFC Bank's current OCF Margin % is 50.84%, which is near median its own 10-year median of 50.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (MEX:HDBN) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN501.84, compared to a current price of MXN410.00 — trading 18.3% below its estimated fair value. The current OCF Margin % is 50.84%, which is near median its 10-year median of 50.35 and 72.7% above the Banks industry median of 29.44. HDFC Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For HDFC Bank (MEX:HDBN), the current OCF Margin % is 50.84% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HDFC Bank (MEX:HDBN) Overvalued in 2026?
Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued.
The current stock price of MXN410.00 is trading 18.3% below its estimated GF Value™ of MXN501.84.
GuruFocus considers HDFC Bank to be Modestly Undervalued.
Key valuation signals for MEX:HDBN:
OCF Margin %: 50.84% (near median its 10-year median of 50.35)
GF Value™: MXN501.84 vs. price of MXN410.00 (18.3% below fair value)
Industry Position: 72.7% above the Banks median (#324 of 1501)
No single metric tells the full story. See the MEX:HDBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
66GF Score
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