Bank AlJaziraSAU:1020 -1.42%78 FCF Margin % is 165.24% as of Mar. 2026, which is 218% above its 10-year median of 51.89. GuruFocus rates SAU:1020 with a GF Score™ of 78/100 and a GF Value™ of ﷼16.56 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,509 Banks companies, Bank AlJazira ranks better than 78.26% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank AlJazira's Free Cash Flow for the
three
months ended in Mar. 2026 was ﷼1,905 Mil. Bank AlJazira's Revenue for the
three
months ended in Mar. 2026 was ﷼1,153 Mil. Therefore, Bank AlJazira's FCF Margin % for the quarter that ended in Mar. 2026 was 165.24%.
The historical rank and industry rank for Bank AlJazira's FCF Margin % or its related term are showing as below:
SAU:1020'
s FCF Margin % Range Over the Past 10 Years
Min: -56.8 Med: 51.89 Max: 154.76
Current: 62.26
During the past 13 years, the highest FCF Margin % of Bank AlJazira was 154.76%. The lowest was -56.80%. And the median was 51.89%.
SAU:1020's FCF Margin % is ranked better than 78.26% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs SAU:1020: 62.26
Bank AlJazira FCF Margin % Related Terms
Bank AlJazira FCF Margin % Historical Data
* Premium members only.
The historical data trend for Bank AlJazira's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank AlJazira's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank AlJazira FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank AlJazira's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank AlJazira's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank AlJazira (SAU:1020) has a FCF Margin % of 165.24% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank AlJazira and its competitors. This is 218% above median its historical median of 51.89. According to the industry distribution chart, Bank AlJazira ranks #328 out of 1509 companies in the Banks industry, placing it in the top 21.7%.
Is Bank AlJazira's FCF Margin % too high?
Bank AlJazira's current FCF Margin % of 165.24% is 218% above median its 10-year median of 51.89. The Banks industry median FCF Margin % is 26.55. Bank AlJazira's value of 165.24% is 522.4% above this industry median. Based on the distribution chart, Bank AlJazira ranks #328 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank AlJazira has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank AlJazira's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank AlJazira ranks #328 out of 1509 companies for FCF Margin %. This places Bank AlJazira in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Bank AlJazira's value of 165.24% is 522.4% above this benchmark. While the company's 10-year median is 51.89 vs. the industry median of 26.55, Bank AlJazira has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AlJazira's current FCF Margin % of 165.24% is 522.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank AlJazira and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AlJazira's current FCF Margin % is 165.24%, which is 218% above median its own 10-year median of 51.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AlJazira stock overvalued right now?
Based on GuruFocus' analysis, Bank AlJazira (SAU:1020) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼16.56, compared to a current price of ﷼11.76 — trading 29% below its estimated fair value. The current FCF Margin % is 165.24%, which is 218% above median its 10-year median of 51.89 and 522.4% above the Banks industry median of 26.55. Bank AlJazira's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank AlJazira (SAU:1020), the current FCF Margin % is 165.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank AlJazira (SAU:1020) Overvalued in 2026?
Based on GuruFocus' analysis, Bank AlJazira stock appears to be undervalued.
The current stock price of ﷼11.76 is trading 29% below its estimated GF Value™ of ﷼16.56.
GuruFocus considers Bank AlJazira to be Modestly Undervalued.
Key valuation signals for SAU:1020:
FCF Margin %: 165.24% (218% above median its 10-year median of 51.89)
GF Value™: ﷼16.56 vs. price of ﷼11.76 (29% below fair value)
Industry Position: 522.4% above the Banks median (#328 of 1509)
No single metric tells the full story. See the SAU:1020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank AlJazira provides banking services. The company's main operating segments are: i) Personal banking: Deposit, credit and investment products for individuals. ii) Corporate banking: Financing, deposits and other credit products for corporate, small to medium sized business and institutional customers. iii) Treasury: Treasury includes money market, foreign exchange, trading and treasury services. iv) Brokerage and asset management: It provides shares brokerage and asset management services to customers. The majority of the company's revenue is derived from the Corporate banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, North America, South East Asia and Other countries.
78GF Score
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