Bank AlJazira (SAU:1020) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1020 Bank AlJazira SAU:1020
78 GF Score
Price ﷼11.80
GF Value ﷼16.50
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Bank AlJazira Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Bank AlJazira's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

SAU:1020 vs PNC, USB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Bank AlJazira's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank AlJazira Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank AlJazira's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Bank AlJazira's Margin of Safety % (DCF Dividends Based) falls into.


SAU:1020
78GF Score
Bank AlJazira SAU:1020
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank AlJazira (SAU:1020) Overvalued in 2026?

Based on GuruFocus' analysis, Bank AlJazira stock appears to be undervalued. The current stock price of ﷼11.80 is trading 28.5% below its estimated GF Value™ of ﷼16.50. GuruFocus considers Bank AlJazira to be Modestly Undervalued.

Key valuation signals for SAU:1020:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ﷼16.50 vs. price of ﷼11.80 (28.5% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the SAU:1020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank AlJazira Business Description

Address 7724 King Abdulaziz Road, Additional Number 3551, Unit 1, Al-Shatea District, Jeddah, SAU, 23513
Bank AlJazira provides banking services. The company's main operating segments are: i) Personal banking: Deposit, credit and investment products for individuals. ii) Corporate banking: Financing, deposits and other credit products for corporate, small to medium sized business and institutional customers. iii) Treasury: Treasury includes money market, foreign exchange, trading and treasury services. iv) Brokerage and asset management: It provides shares brokerage and asset management services to customers. The majority of the company's revenue is derived from the Corporate banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, North America, South East Asia and Other countries.
78GF Score

Get the complete analysis for SAU:1020

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼11.80
Price
﷼16.50
GF Value