Bank AlJaziraSAU:1020 +0.42%78 Pretax Margin % is 40.92% as of Mar. 2026, which is 13% above its 10-year median of 36.35. GuruFocus rates SAU:1020 with a GF Score™ of 78/100 and a GF Value™ of ﷼16.47 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,525 Banks companies, Bank AlJazira ranks better than 65.25% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Bank AlJazira's Pre-Tax Income for the
three
months ended in Mar. 2026 was ﷼472 Mil. Bank AlJazira's Revenue for the
three
months ended in Mar. 2026 was ﷼1,153 Mil. Therefore, Bank AlJazira's pretax margin for the quarter that ended in Mar. 2026 was 40.92%.
The historical rank and industry rank for Bank AlJazira's Pretax Margin % or its related term are showing as below:
SAU:1020'
s Pretax Margin % Range Over the Past 10 Years
Min: 0.95 Med: 36.35 Max: 40.69
Current: 40.69
SAU:1020's Pretax Margin % is ranked better than 65.25% of 1525
companies
in the Banks industry
Industry Median: 34.66
vs SAU:1020: 40.69
Bank AlJazira (SAU:1020) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bank AlJazira Pretax Margin % Related Terms
Bank AlJazira Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Bank AlJazira's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank AlJazira's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank AlJazira Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank AlJazira's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bank AlJazira's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank AlJazira (SAU:1020) has a Pretax Margin % of 40.92% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank AlJazira and its competitors. This is 13% above median its historical median of 36.35. Over the past decade, Bank AlJazira's Pretax Margin % has ranged from 0.95 to 40.69. According to the industry distribution chart, Bank AlJazira ranks #530 out of 1525 companies in the Banks industry, placing it in the top 34.8%.
Is Bank AlJazira's Pretax Margin % too high?
Bank AlJazira's current Pretax Margin % of 40.92% is 13% above median its 10-year median of 36.35. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 40.69. The Banks industry median Pretax Margin % is 34.66. Bank AlJazira's value of 40.92% is 18.1% above this industry median. Based on the distribution chart, Bank AlJazira ranks #530 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Bank AlJazira has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank AlJazira's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank AlJazira ranks #530 out of 1525 companies for Pretax Margin %. This puts Bank AlJazira in the upper half of its industry. The industry median Pretax Margin % is 34.66. Bank AlJazira's value of 40.92% is 18.1% above this benchmark. Historically, Bank AlJazira's own Pretax Margin % has ranged from 0.95 to 40.69 over the past decade. While the company's 10-year median is 36.35 vs. the industry median of 34.66, Bank AlJazira has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AlJazira's current Pretax Margin % of 40.92% is 18.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank AlJazira and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AlJazira's current Pretax Margin % is 40.92%, which is 13% above median its own 10-year median of 36.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AlJazira stock overvalued right now?
Based on GuruFocus' analysis, Bank AlJazira (SAU:1020) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼16.47, compared to a current price of ﷼11.87 — trading 27.9% below its estimated fair value. The current Pretax Margin % is 40.92%, which is 13% above median its 10-year median of 36.35 and 18.1% above the Banks industry median of 34.66. Bank AlJazira's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank AlJazira (SAU:1020), the current Pretax Margin % is 40.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank AlJazira (SAU:1020) Overvalued in 2026?
Based on GuruFocus' analysis, Bank AlJazira stock appears to be undervalued.
The current stock price of ﷼11.87 is trading 27.9% below its estimated GF Value™ of ﷼16.47.
GuruFocus considers Bank AlJazira to be Modestly Undervalued.
Key valuation signals for SAU:1020:
Pretax Margin %: 40.92% (13% above median its 10-year median of 36.35)
GF Value™: ﷼16.47 vs. price of ﷼11.87 (27.9% below fair value)
Industry Position: 18.1% above the Banks median (#530 of 1525)
No single metric tells the full story. See the SAU:1020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank AlJazira provides banking services. The company's main operating segments are: i) Personal banking: Deposit, credit and investment products for individuals. ii) Corporate banking: Financing, deposits and other credit products for corporate, small to medium sized business and institutional customers. iii) Treasury: Treasury includes money market, foreign exchange, trading and treasury services. iv) Brokerage and asset management: It provides shares brokerage and asset management services to customers. The majority of the company's revenue is derived from the Corporate banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, North America, South East Asia and Other countries.
78GF Score
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