Bank AlJazira (SAU:1020) Shareholder Yield % : 4.20% (As of Mar. 2026) — 196% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1020 Bank AlJazira SAU:1020
78 GF Score
Price ﷼11.74
GF Value ﷼16.51
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Bank AlJazira Shareholder Yield %?

Bank AlJazira SAU:1020 -0.68% 78 Shareholder Yield % is 4.20% as of Mar. 2026, which is 196% above its 10-year median of 1.42. GuruFocus rates SAU:1020 with a GF Score™ of 78/100 and a GF Value™ of ﷼16.51 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,495 Banks companies, Bank AlJazira ranks better than 63.34% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Bank AlJazira's Shareholder Yield % was 4.20%.


Bank AlJazira  (SAU:1020) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Bank AlJazira Shareholder Yield % Related Terms


Bank AlJazira Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Bank AlJazira's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank AlJazira Shareholder Yield % Chart

Bank AlJazira Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.46 4.49 -0.05 0.01 0.54

Bank AlJazira Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.49 0.53 0.54 0.54 4.22

SAU:1020 vs PNC, USB: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Bank AlJazira's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank AlJazira Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank AlJazira's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Bank AlJazira's Shareholder Yield % falls into.


SAU:1020
78GF Score
Bank AlJazira SAU:1020
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank AlJazira Shareholder Yield % Calculation

Bank AlJazira's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=4.26 %+0.00 %+-0.04 %
=4.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 4.20% mean?
Bank AlJazira (SAU:1020) has a Shareholder Yield % of 4.20% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Bank AlJazira and its competitors. This is 196% above median its historical median of 1.42. According to the industry distribution chart, Bank AlJazira ranks #548 out of 1495 companies in the Banks industry, placing it in the top 36.7%.
Is Bank AlJazira's Shareholder Yield % too high?
Bank AlJazira's current Shareholder Yield % of 4.20% is 196% above median its 10-year median of 1.42. The Banks industry median Shareholder Yield % is 1.50. Bank AlJazira's value of 4.20% is 180% above this industry median. Based on the distribution chart, Bank AlJazira ranks #548 out of 1495 companies in the Banks industry, which is above the industry midpoint. Overall, Bank AlJazira has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank AlJazira's Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Bank AlJazira ranks #548 out of 1495 companies for Shareholder Yield %. This puts Bank AlJazira in the upper half of its industry. The industry median Shareholder Yield % is 1.50. Bank AlJazira's value of 4.20% is 180% above this benchmark. While the company's 10-year median is 1.42 vs. the industry median of 1.50, Bank AlJazira has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.50, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AlJazira's current Shareholder Yield % of 4.20% is 180% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Bank AlJazira and its competitors. For the Banks industry, the median Shareholder Yield % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AlJazira's current Shareholder Yield % is 4.20%, which is 196% above median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AlJazira stock overvalued right now?
Based on GuruFocus' analysis, Bank AlJazira (SAU:1020) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼16.51, compared to a current price of ﷼11.74 — trading 28.9% below its estimated fair value. The current Shareholder Yield % is 4.20%, which is 196% above median its 10-year median of 1.42 and 180% above the Banks industry median of 1.50. Bank AlJazira's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Bank AlJazira (SAU:1020), the current Shareholder Yield % is 4.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank AlJazira (SAU:1020) Overvalued in 2026?

Based on GuruFocus' analysis, Bank AlJazira stock appears to be undervalued. The current stock price of ﷼11.74 is trading 28.9% below its estimated GF Value™ of ﷼16.51. GuruFocus considers Bank AlJazira to be Modestly Undervalued.

Key valuation signals for SAU:1020:

  • Shareholder Yield %: 4.20% (196% above median its 10-year median of 1.42)
  • GF Value™: ﷼16.51 vs. price of ﷼11.74 (28.9% below fair value)
  • GF Score™: 78/100 with 3 warning signs
  • Industry Position: 180% above the Banks median (#548 of 1495)

No single metric tells the full story. See the SAU:1020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank AlJazira Business Description

Address 7724 King Abdulaziz Road, Additional Number 3551, Unit 1, Al-Shatea District, Jeddah, SAU, 23513
Bank AlJazira provides banking services. The company's main operating segments are: i) Personal banking: Deposit, credit and investment products for individuals. ii) Corporate banking: Financing, deposits and other credit products for corporate, small to medium sized business and institutional customers. iii) Treasury: Treasury includes money market, foreign exchange, trading and treasury services. iv) Brokerage and asset management: It provides shares brokerage and asset management services to customers. The majority of the company's revenue is derived from the Corporate banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, North America, South East Asia and Other countries.
78GF Score

Get the complete analysis for SAU:1020

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼11.74
Price
﷼16.51
GF Value