Bank AlJazira (SAU:1020) FCF Yield %: 18.81 (As of Jul. 07, 2026) — 37% Above Median


SAU:1020 Bank AlJazira SAU:1020
78 GF Score
Price ﷼11.77
GF Value ﷼16.46
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Bank AlJazira FCF Yield %?

Bank AlJazira SAU:1020 +0.77% 78 FCF Yield % is 18.81 as of Jul. 07, 2026, which is 37% above its 10-year median of 13.73. GuruFocus rates SAU:1020 with a GF Score™ of 78/100 and a GF Value™ of ﷼16.46 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,504 Banks companies, Bank AlJazira ranks better than 75.66% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Bank AlJazira's Trailing 12-Month Free Cash Flow is ﷼2,824 Mil, and Market Cap is ﷼15,015 Mil. Therefore, Bank AlJazira's FCF Yield % for today is 18.81%.

The historical rank and industry rank for Bank AlJazira's FCF Yield % or its related term are showing as below:

SAU:1020' s FCF Yield % Range Over the Past 10 Years
Min: -52.49   Med: 13.73   Max: 76.66
Current: 18.81


During the past 13 years, the highest FCF Yield % of Bank AlJazira was 76.66%. The lowest was -52.49%. And the median was 13.73%.

SAU:1020's FCF Yield % is ranked better than
75.66% of 1504 companies
in the Banks industry
Industry Median: 8.1 vs SAU:1020: 18.81

Bank AlJazira's FCF Margin % for the quarter that ended in Mar. 2026 was 165.24%.


Bank AlJazira FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Bank AlJazira FCF Yield % Related Terms


Bank AlJazira FCF Yield % Historical Data

* Premium members only.

The historical data trend for Bank AlJazira's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank AlJazira FCF Yield % Chart

Bank AlJazira Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.48 27.77 -12.31 7.25 -7.76

Bank AlJazira Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -45.36 47.25 -24.20 -0.78 50.87

SAU:1020 vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Bank AlJazira's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank AlJazira FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank AlJazira's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Bank AlJazira's FCF Yield % falls into.


SAU:1020
78GF Score
Bank AlJazira SAU:1020
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank AlJazira FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Bank AlJazira's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1103.839 / 14224.28915
=-7.76%

Bank AlJazira's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=1904.771 * 4 / 14976.96454
=50.87%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 18.81 mean?
Bank AlJazira (SAU:1020) has a FCF Yield % of 18.81 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank AlJazira and its competitors. This is 37% above median its historical median of 13.73. According to the industry distribution chart, Bank AlJazira ranks #366 out of 1504 companies in the Banks industry, placing it in the top 24.3%.
Is Bank AlJazira's FCF Yield % too high?
Bank AlJazira's current FCF Yield % of 18.81 is 37% above median its 10-year median of 13.73. The Banks industry median FCF Yield % is 8.10. Bank AlJazira's value of 18.81 is 132.2% above this industry median. Based on the distribution chart, Bank AlJazira ranks #366 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank AlJazira has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank AlJazira's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Bank AlJazira ranks #366 out of 1504 companies for FCF Yield %. This places Bank AlJazira in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.10. Bank AlJazira's value of 18.81 is 132.2% above this benchmark. While the company's 10-year median is 13.73 vs. the industry median of 8.10, Bank AlJazira has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AlJazira's current FCF Yield % of 18.81 is 132.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank AlJazira and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AlJazira's current FCF Yield % is 18.81, which is 37% above median its own 10-year median of 13.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AlJazira stock overvalued right now?
Based on GuruFocus' analysis, Bank AlJazira (SAU:1020) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼16.46, compared to a current price of ﷼11.77 — trading 28.5% below its estimated fair value. The current FCF Yield % is 18.81, which is 37% above median its 10-year median of 13.73 and 132.2% above the Banks industry median of 8.10. Bank AlJazira's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bank AlJazira (SAU:1020), the current FCF Yield % is 18.81 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank AlJazira (SAU:1020) Overvalued in 2026?

Based on GuruFocus' analysis, Bank AlJazira stock appears to be undervalued. The current stock price of ﷼11.77 is trading 28.5% below its estimated GF Value™ of ﷼16.46. GuruFocus considers Bank AlJazira to be Modestly Undervalued.

Key valuation signals for SAU:1020:

  • FCF Yield %: 18.81 (37% above median its 10-year median of 13.73)
  • GF Value™: ﷼16.46 vs. price of ﷼11.77 (28.5% below fair value)
  • GF Score™: 78/100 with 3 warning signs
  • Industry Position: 132.2% above the Banks median (#366 of 1504)

No single metric tells the full story. See the SAU:1020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank AlJazira Business Description

Address 7724 King Abdulaziz Road, Additional Number 3551, Unit 1, Al-Shatea District, Jeddah, SAU, 23513
Bank AlJazira provides banking services. The company's main operating segments are: i) Personal banking: Deposit, credit and investment products for individuals. ii) Corporate banking: Financing, deposits and other credit products for corporate, small to medium sized business and institutional customers. iii) Treasury: Treasury includes money market, foreign exchange, trading and treasury services. iv) Brokerage and asset management: It provides shares brokerage and asset management services to customers. The majority of the company's revenue is derived from the Corporate banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, North America, South East Asia and Other countries.
78GF Score

Get the complete analysis for SAU:1020

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼11.77
Price
﷼16.46
GF Value