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Bank AlJaziraSAU:1020 -1.28%75 PB Ratio is 0.67 as of Aug. 08, 2026, which is 32% below its 10-year median of 0.98. GuruFocus rates SAU:1020 with a GF Score™ of 75/100 and a GF Value™ of ﷼16.08 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,513 Banks companies, Bank AlJazira ranks better than 82.42% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-08), Bank AlJazira's share price is ﷼12.35. Bank AlJazira's Book Value per Share for the quarter that ended in Jun. 2026 was ﷼18.34. Hence, Bank AlJazira's PB Ratio of today is 0.67.
Good Sign:
Bank AlJazira stock PB Ratio (=0.67) is close to 5-year low of 0.63.
The historical rank and industry rank for Bank AlJazira's PB Ratio or its related term are showing as below:
SAU:1020'
s PB Ratio Range Over the Past 10 Years
Min: 0.51 Med: 0.98 Max: 1.87
Current: 0.67
During the past 13 years, Bank AlJazira's highest PB Ratio was 1.87. The lowest was 0.51. And the median was 0.98.
SAU:1020's PB Ratio is ranked better than 82.42% of 1513
companies
in the Banks industry
Industry Median: 1.12
vs SAU:1020: 0.67
During the past 12 months, Bank AlJazira's average Book Value Per Share Growth Rate was 22.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 17.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 12.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank AlJazira was 17.10% per year. The lowest was -3.80% per year. And the median was 7.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Bank AlJazira PB Ratio Related Terms
Bank AlJazira PB Ratio Historical Data
* Premium members only.
The historical data trend for Bank AlJazira's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank AlJazira's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank AlJazira PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank AlJazira's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bank AlJazira's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Bank AlJazira's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bank AlJazira (SAU:1020) has a PB Ratio of 0.67 as of Aug. 08, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank AlJazira and its competitors. This is 32% below median its historical median of 0.98. Over the past decade, Bank AlJazira's PB Ratio has ranged from 0.51 to 1.87. According to the industry distribution chart, Bank AlJazira ranks #266 out of 1513 companies in the Banks industry, placing it in the top 17.6%.
Is Bank AlJazira's PB Ratio too high?
Bank AlJazira's current PB Ratio of 0.67 is 32% below median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.87. The Banks industry median PB Ratio is 1.12. Bank AlJazira's value of 0.67 is 40.2% below this industry median. Based on the distribution chart, Bank AlJazira ranks #266 out of 1513 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank AlJazira has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank AlJazira's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank AlJazira ranks #266 out of 1513 companies for PB Ratio. This places Bank AlJazira in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Bank AlJazira's value of 0.67 is 40.2% below this benchmark. Historically, Bank AlJazira's own PB Ratio has ranged from 0.51 to 1.87 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 1.12, Bank AlJazira has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AlJazira's current PB Ratio of 0.67 is 40.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank AlJazira and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AlJazira's current PB Ratio is 0.67, which is 32% below median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AlJazira stock overvalued right now?
Based on GuruFocus' analysis, Bank AlJazira (SAU:1020) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼16.08, compared to a current price of ﷼12.35 — trading 23.2% below its estimated fair value. The current PB Ratio is 0.67, which is 32% below median its 10-year median of 0.98 and 40.2% below the Banks industry median of 1.12. Bank AlJazira's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bank AlJazira (SAU:1020), the current PB Ratio is 0.67 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank AlJazira (SAU:1020) Overvalued in 2026?
Based on GuruFocus' analysis, Bank AlJazira stock appears to be undervalued.
The current stock price of ﷼12.35 is trading 23.2% below its estimated GF Value™ of ﷼16.08.
GuruFocus considers Bank AlJazira to be Modestly Undervalued.
Key valuation signals for SAU:1020:
PB Ratio: 0.67 (32% below median its 10-year median of 0.98)
GF Value™: ﷼16.08 vs. price of ﷼12.35 (23.2% below fair value)
Industry Position: 40.2% below the Banks median (#266 of 1513)
No single metric tells the full story. See the SAU:1020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank AlJazira provides banking services. The company's main operating segments are: i) Personal banking: Deposit, credit and investment products for individuals. ii) Corporate banking: Financing, deposits and other credit products for corporate, small to medium sized business and institutional customers. iii) Treasury: Treasury includes money market, foreign exchange, trading and treasury services. iv) Brokerage and asset management: It provides shares brokerage and asset management services to customers. The majority of the company's revenue is derived from the Corporate banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, North America, South East Asia and Other countries.
75GF Score
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