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The historical rank and industry rank for Hong Leong Finance's FCF Margin % or its related term are showing as below:
SGX:S41'
s FCF Margin % Range Over the Past 10 Years
Min: -211.11 Med: -70.48 Max: 317.97
Current: -103.8
During the past 13 years, the highest FCF Margin % of Hong Leong Finance was 317.97%. The lowest was -211.11%. And the median was -70.48%.
SGX:S41's FCF Margin % is ranked worse than 92.34% of 1502
companies
in the Banks industry
Industry Median: 25.815
vs SGX:S41: -103.80
Hong Leong Finance FCF Margin % Related Terms
Hong Leong Finance FCF Margin % Historical Data
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The historical data trend for Hong Leong Finance's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hong Leong Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Finance FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Finance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Hong Leong Finance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Finance (SGX:S41) has a FCF Margin % of -454.19% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hong Leong Finance and its competitors. According to the industry distribution chart, Hong Leong Finance ranks #1387 out of 1502 companies in the Banks industry, placing it in the top 92.3%.
Is Hong Leong Finance's FCF Margin % too high?
Hong Leong Finance's current FCF Margin % is -454.19%. Based on the distribution chart, Hong Leong Finance ranks #1387 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hong Leong Finance has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Finance's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Hong Leong Finance ranks #1387 out of 1502 companies for FCF Margin %. This places Hong Leong Finance in the lower half of its industry. The industry median FCF Margin % is 25.82. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.82, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hong Leong Finance and its competitors. For the Banks industry, the median FCF Margin % is 25.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Finance's current FCF Margin % is -454.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Finance stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Finance (SGX:S41) is currently considered Modestly Overvalued. The stock's GF Value™ is S$2.25, compared to a current price of S$2.51 — trading 11.6% above its estimated fair value. The current FCF Margin % is -454.19%. Hong Leong Finance's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Hong Leong Finance (SGX:S41), the current FCF Margin % is -454.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Finance (SGX:S41) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Finance stock appears to be overvalued.
The current stock price of S$2.51 is trading 11.6% above its estimated GF Value™ of S$2.25.
GuruFocus considers Hong Leong Finance to be Modestly Overvalued.
Key valuation signals for SGX:S41:
FCF Margin %: -454.19%
GF Value™: S$2.25 vs. price of S$2.51 (11.6% above fair value)
No single metric tells the full story. See the SGX:S41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Finance Ltd is a financial institution. The activities of the company are related to financing business and the provision of corporate advisory services. The principal activities of the subsidiaries are the provision of nominee services. It operates exclusively in Singapore. The company's service offerings include SME loans, Personal loans, Deposites and savings, and corporate finance.
59GF Score
Get the complete analysis for SGX:S41
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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