Hong Leong Finance (SGX:S41) FCF Yield %: -16.86 (As of Jul. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:S41 Hong Leong Finance Ltd SGX:S41
61 GF Score
Price S$2.51
GF Value S$2.25
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Hong Leong Finance FCF Yield %?

Hong Leong Finance SGX:S41 +0.40% 61 FCF Yield % is -16.86 as of Jul. 29, 2026. GuruFocus rates SGX:S41 with a GF Score™ of 61/100 and a GF Value™ of S$2.25 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Hong Leong Finance ranks worse than 85.55% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Hong Leong Finance's Trailing 12-Month Free Cash Flow is S$-190.4 Mil, and Market Cap is S$1,129.2 Mil. Therefore, Hong Leong Finance's FCF Yield % for today is -16.86%.

The historical rank and industry rank for Hong Leong Finance's FCF Yield % or its related term are showing as below:

SGX:S41' s FCF Yield % Range Over the Past 10 Years
Min: -41.16   Med: -6.13   Max: 62.95
Current: -16.86


During the past 13 years, the highest FCF Yield % of Hong Leong Finance was 62.95%. The lowest was -41.16%. And the median was -6.13%.

SGX:S41's FCF Yield % is ranked worse than
85.55% of 1502 companies
in the Banks industry
Industry Median: 7.97 vs SGX:S41: -16.86

Hong Leong Finance's FCF Margin % for the quarter that ended in Dec. 2025 was -454.19%.


Hong Leong Finance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Hong Leong Finance FCF Yield % Related Terms


Hong Leong Finance FCF Yield % Historical Data

* Premium members only.

The historical data trend for Hong Leong Finance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hong Leong Finance FCF Yield % Chart

Hong Leong Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.14 16.31 60.20 -27.90 -16.16

Hong Leong Finance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 79.48 -66.67 8.71 37.87 -69.39

SGX:S41 vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Hong Leong Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hong Leong Finance FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Finance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Hong Leong Finance's FCF Yield % falls into.


SGX:S41
61GF Score
Hong Leong Finance Ltd SGX:S41
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hong Leong Finance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Hong Leong Finance's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-190.403 / 1178.17994
=-16.16%

Hong Leong Finance's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-408.743 * 2 / 1178.17994
=-69.39%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -16.86 mean?
Hong Leong Finance (SGX:S41) has a FCF Yield % of -16.86 as of Jul. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Hong Leong Finance and its competitors. According to the industry distribution chart, Hong Leong Finance ranks #1285 out of 1502 companies in the Banks industry, placing it in the top 85.6%.
Is Hong Leong Finance's FCF Yield % too high?
Hong Leong Finance's current FCF Yield % is -16.86. Based on the distribution chart, Hong Leong Finance ranks #1285 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hong Leong Finance has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Finance's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Hong Leong Finance ranks #1285 out of 1502 companies for FCF Yield %. This places Hong Leong Finance in the lower half of its industry. The industry median FCF Yield % is 7.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.97, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Hong Leong Finance and its competitors. For the Banks industry, the median FCF Yield % is 7.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Finance's current FCF Yield % is -16.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Finance stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Finance (SGX:S41) is currently considered Modestly Overvalued. The stock's GF Value™ is S$2.25, compared to a current price of S$2.51 — trading 11.6% above its estimated fair value. The current FCF Yield % is -16.86. Hong Leong Finance's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Hong Leong Finance (SGX:S41), the current FCF Yield % is -16.86 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Finance (SGX:S41) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Finance stock appears to be overvalued. The current stock price of S$2.51 is trading 11.6% above its estimated GF Value™ of S$2.25. GuruFocus considers Hong Leong Finance to be Modestly Overvalued.

Key valuation signals for SGX:S41:

  • FCF Yield %: -16.86
  • GF Value™: S$2.25 vs. price of S$2.51 (11.6% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the SGX:S41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hong Leong Finance Business Description

Address 16 Raffles Quay, No. 01-05, Hong Leong Building, Singapore, SGP, 048581
Hong Leong Finance Ltd is a financial institution. The activities of the company are related to financing business and the provision of corporate advisory services. The principal activities of the subsidiaries are the provision of nominee services. It operates exclusively in Singapore. The company's service offerings include SME loans, Personal loans, Deposites and savings, and corporate finance.
61GF Score

Get the complete analysis for SGX:S41

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$2.51
Price
S$2.25
GF Value