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Hong Leong FinanceSGX:S41 +0.40%62 PS Ratio is 3.77 as of Aug. 14, 2026, which is 32% below its 10-year median of 5.51. GuruFocus rates SGX:S41 with a GF Score™ of 62/100 and a GF Value™ of S$3.81 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,513 Banks companies, Hong Leong Finance ranks worse than 65.23% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Hong Leong Finance's share price is S$2.51.
Hong Leong Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was S$0.67. Hence, Hong Leong Finance's PS Ratio for today is 3.77.
Warning Sign:
Hong Leong Finance Ltd stock PS Ratio (=6.13) is close to 3-year high of 6.74.
The historical rank and industry rank for Hong Leong Finance's PS Ratio or its related term are showing as below:
SGX:S41'
s PS Ratio Range Over the Past 10 Years
Min: 3.76 Med: 5.51 Max: 8.34
Current: 3.76
During the past 13 years, Hong Leong Finance's highest PS Ratio was 8.34. The lowest was 3.76. And the median was 5.51.
SGX:S41's PS Ratio is ranked worse than 65.23% of 1513
companies
in the Banks industry
Industry Median: 3.1
vs SGX:S41: 3.76
Hong Leong Finance Ltd revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of Hong Leong Finance was 42.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -10.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 3.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 2.20% per year.
During the past 13 years, Hong Leong Finance's highest 3-Year average Revenue per Share Growth Rate was 12.70% per year. The lowest was -21.30% per year. And the median was -2.80% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Hong Leong Finance PS Ratio Related Terms
Hong Leong Finance PS Ratio Historical Data
* Premium members only.
The historical data trend for Hong Leong Finance's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hong Leong Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Finance PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Finance's PS Ratio distribution charts can be found below:
* The bar in red indicates where Hong Leong Finance's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Hong Leong Finance's Share Price of today is S$2.51.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hong Leong Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was S$0.67.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Hong Leong Finance (SGX:S41) has a PS Ratio of 3.77 as of Aug. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Hong Leong Finance and its competitors. This is 32% below median its historical median of 5.51. Over the past decade, Hong Leong Finance's PS Ratio has ranged from 3.76 to 8.34. According to the industry distribution chart, Hong Leong Finance ranks #987 out of 1513 companies in the Banks industry, placing it in the top 65.2%.
Is Hong Leong Finance's PS Ratio too high?
Hong Leong Finance's current PS Ratio of 3.77 is 32% below median its 10-year median of 5.51. Over the past 10 years, this metric has ranged from a low of 3.76 to a high of 8.34. The Banks industry median PS Ratio is 3.10. Hong Leong Finance's value of 3.77 is 21.6% above this industry median. Based on the distribution chart, Hong Leong Finance ranks #987 out of 1513 companies in the Banks industry, which is below the industry midpoint. Overall, Hong Leong Finance has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Finance's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Hong Leong Finance ranks #987 out of 1513 companies for PS Ratio. This places Hong Leong Finance in the lower half of its industry. The industry median PS Ratio is 3.10. Hong Leong Finance's value of 3.77 is 21.6% above this benchmark. Historically, Hong Leong Finance's own PS Ratio has ranged from 3.76 to 8.34 over the past decade. While the company's 10-year median is 5.51 vs. the industry median of 3.10, Hong Leong Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.10, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Finance's current PS Ratio of 3.77 is 21.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Hong Leong Finance and its competitors. For the Banks industry, the median PS Ratio is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Finance's current PS Ratio is 3.77, which is 32% below median its own 10-year median of 5.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Finance stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Finance (SGX:S41) is currently considered Possible Value Trap. The stock's GF Value™ is S$3.81, compared to a current price of S$2.51 — trading 34.1% below its estimated fair value. The current PS Ratio is 3.77, which is 32% below median its 10-year median of 5.51 and 21.6% above the Banks industry median of 3.10. Hong Leong Finance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Hong Leong Finance (SGX:S41), the current PS Ratio is 3.77 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Finance (SGX:S41) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Finance stock appears to be undervalued.
The current stock price of S$2.51 is trading 34.1% below its estimated GF Value™ of S$3.81.
GuruFocus considers Hong Leong Finance to be Possible Value Trap.
Key valuation signals for SGX:S41:
PS Ratio: 3.77 (32% below median its 10-year median of 5.51)
GF Value™: S$3.81 vs. price of S$2.51 (34.1% below fair value)
Industry Position: 21.6% above the Banks median (#987 of 1513)
No single metric tells the full story. See the SGX:S41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Finance Ltd is a financial institution. The activities of the company are related to financing business and the provision of corporate advisory services. The principal activities of the subsidiaries are the provision of nominee services. It operates exclusively in Singapore. The company's service offerings include SME loans, Personal loans, Deposites and savings, and corporate finance.
62GF Score
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