Hong Leong Finance (SGX:S41) Dividend Payout Ratio: 0.40 (As of Jun. 2026) — 33% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:S41 Hong Leong Finance Ltd SGX:S41
71 GF Score
Price S$2.47
GF Value S$2.35
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Hong Leong Finance Dividend Payout Ratio?

Hong Leong Finance SGX:S41 71 Dividend Payout Ratio is 0.40 as of Jun. 2026, which is 33% below its 10-year median of 0.60. GuruFocus rates SGX:S41 with a GF Score™ of 71/100 and a GF Value™ of S$2.35 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,162 Banks companies, Hong Leong Finance ranks better than 52.5% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Hong Leong Finance's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.40.

The historical rank and industry rank for Hong Leong Finance's Dividend Payout Ratio or its related term are showing as below:

SGX:S41' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31   Med: 0.6   Max: 0.96
Current: 0.31

During the past 13 years, the highest Dividend Payout Ratio of Hong Leong Finance was 0.96. The lowest was 0.31. And the median was 0.60.

SGX:S41's Dividend Payout Ratio is ranked better than
52.5% of 1162 companies
in the Banks industry
Industry Median: 0.32 vs SGX:S41: 0.31

As of today (2026-09-15), the Dividend Yield % of Hong Leong Finance is 3.64%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Hong Leong Finance was 7.18%. The lowest was 3.56%. And the median was 5.00%.

Hong Leong Finance's Dividends per Share for the months ended in Jun. 2026 was S$0.06.

During the past 12 months, Hong Leong Finance's average Dividends Per Share Growth Rate was -34.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 3.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 2.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Hong Leong Finance was 81.70% per year. The lowest was -51.90% per year. And the median was 1.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Hong Leong Finance (SGX:S41) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Hong Leong Finance Dividend Payout Ratio Related Terms

Hong Leong Finance Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Hong Leong Finance's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hong Leong Finance Dividend Payout Ratio Chart

Hong Leong Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 0.41 0.81 0.55 0.91

Hong Leong Finance Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.17 0.69 0.21 0.40

SGX:S41 vs USB, PNC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Hong Leong Finance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hong Leong Finance Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Finance's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Hong Leong Finance's Dividend Payout Ratio falls into.


SGX:S41
71GF Score
Hong Leong Finance Ltd SGX:S41
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hong Leong Finance Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Hong Leong Finance's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.128/ 0.14
=0.91

Hong Leong Finance's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.062/ 0.156
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.40 mean?
Hong Leong Finance (SGX:S41) has a Dividend Payout Ratio of 0.40 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Hong Leong Finance and its competitors. This is 33% below median its historical median of 0.60. Over the past decade, Hong Leong Finance's Dividend Payout Ratio has ranged from 0.31 to 0.96. According to the industry distribution chart, Hong Leong Finance ranks #552 out of 1162 companies in the Banks industry, placing it in the top 47.5%.
Is Hong Leong Finance's Dividend Payout Ratio too high?
Hong Leong Finance's current Dividend Payout Ratio of 0.40 is 33% below median its 10-year median of 0.60. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.96. The Banks industry median Dividend Payout Ratio is 0.32. Hong Leong Finance's value of 0.40 is 25% above this industry median. Based on the distribution chart, Hong Leong Finance ranks #552 out of 1162 companies in the Banks industry, which is above the industry midpoint. Overall, Hong Leong Finance has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Finance's Dividend Payout Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Hong Leong Finance ranks #552 out of 1162 companies for Dividend Payout Ratio. This puts Hong Leong Finance in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Hong Leong Finance's value of 0.40 is 25% above this benchmark. Historically, Hong Leong Finance's own Dividend Payout Ratio has ranged from 0.31 to 0.96 over the past decade. While the company's 10-year median is 0.60 vs. the industry median of 0.32, Hong Leong Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,162 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Finance's current Dividend Payout Ratio of 0.40 is 25% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Hong Leong Finance and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Finance's current Dividend Payout Ratio is 0.40, which is 33% below median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Finance stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Finance (SGX:S41) is currently considered Fairly Valued. The stock's GF Value™ is S$2.35, compared to a current price of S$2.47 — trading 5.1% above its estimated fair value. The current Dividend Payout Ratio is 0.40, which is 33% below median its 10-year median of 0.60 and 25% above the Banks industry median of 0.32. Hong Leong Finance's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Hong Leong Finance (SGX:S41), the current Dividend Payout Ratio is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Finance (SGX:S41) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Finance stock appears to be overvalued. The current stock price of S$2.47 is trading 5.1% above its estimated GF Value™ of S$2.35. GuruFocus considers Hong Leong Finance to be Fairly Valued.

Key valuation signals for SGX:S41:

  • Dividend Payout Ratio: 0.40 (33% below median its 10-year median of 0.60)
  • GF Value™: S$2.35 vs. price of S$2.47 (5.1% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 25% above the Banks median (#552 of 1162)

No single metric tells the full story. See the SGX:S41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hong Leong Finance Business Description

Address 16 Raffles Quay, No. 01-05, Hong Leong Building, Singapore, SGP, 048581
Hong Leong Finance Ltd is a financial institution. The activities of the company are related to financing business and the provision of corporate advisory services. The principal activities of the subsidiaries are the provision of nominee services. It operates exclusively in Singapore. The company's service offerings include SME loans, Personal loans, Deposites and savings, and corporate finance.
71GF Score

Get the complete analysis for SGX:S41

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$2.47
Price
S$2.35
GF Value