Hong Leong Finance (SGX:S41) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:S41 Hong Leong Finance Ltd SGX:S41
61 GF Score
Price S$2.51
GF Value S$2.25
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Hong Leong Finance Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-29), Hong Leong Finance's Predictability Rank is 2.5-Stars. Hong Leong Finance's intrinsic value calculated from the Discounted FCF model is S$3.22 and current share price is S$2.51. Consequently,

Hong Leong Finance's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

SGX:S41 vs PNC, USB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Hong Leong Finance's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hong Leong Finance Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Finance's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Hong Leong Finance's Margin of Safety % (DCF FCF Based) falls into.


SGX:S41
61GF Score
Hong Leong Finance Ltd SGX:S41
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Hong Leong Finance Margin of Safety % (DCF FCF Based) Calculation

Hong Leong Finance's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-4.87-2.51)/-4.87
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Hong Leong Finance (SGX:S41) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Finance stock appears to be overvalued. The current stock price of S$2.51 is trading 11.6% above its estimated GF Value™ of S$2.25. GuruFocus considers Hong Leong Finance to be Modestly Overvalued.

Key valuation signals for SGX:S41:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: S$2.25 vs. price of S$2.51 (11.6% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the SGX:S41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hong Leong Finance Business Description

Address 16 Raffles Quay, No. 01-05, Hong Leong Building, Singapore, SGP, 048581
Hong Leong Finance Ltd is a financial institution. The activities of the company are related to financing business and the provision of corporate advisory services. The principal activities of the subsidiaries are the provision of nominee services. It operates exclusively in Singapore. The company's service offerings include SME loans, Personal loans, Deposites and savings, and corporate finance.
61GF Score

Get the complete analysis for SGX:S41

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$2.51
Price
S$2.25
GF Value