Hong Leong Finance (SGX:S41) ROC %: % (As of Dec. 2025)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:S41 Hong Leong Finance Ltd SGX:S41
59 GF Score
Price S$2.51
GF Value S$2.25
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Hong Leong Finance ROC %?

Hong Leong Finance SGX:S41 +0.40% 59 ROC % is % as of Dec. 2025. GuruFocus rates SGX:S41 with a GF Score™ of 59/100 and a GF Value™ of S$2.25 (Modestly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

SGX:S41
59GF Score
Hong Leong Finance Ltd SGX:S41
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Hong Leong Finance (SGX:S41) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Hong Leong Finance and its competitors.
Is Hong Leong Finance's ROC % too high?
Hong Leong Finance's current ROC % is %. Overall, Hong Leong Finance has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Finance's ROC % compare to PNC and USB?
Hong Leong Finance's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Hong Leong Finance and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Finance's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Finance stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Finance (SGX:S41) is currently considered Modestly Overvalued. The stock's GF Value™ is S$2.25, compared to a current price of S$2.51 — trading 11.6% above its estimated fair value. The current ROC % is %. Hong Leong Finance's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Hong Leong Finance (SGX:S41), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Finance (SGX:S41) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Finance stock appears to be overvalued. The current stock price of S$2.51 is trading 11.6% above its estimated GF Value™ of S$2.25. GuruFocus considers Hong Leong Finance to be Modestly Overvalued.

Key valuation signals for SGX:S41:

  • ROC %: %
  • GF Value™: S$2.25 vs. price of S$2.51 (11.6% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the SGX:S41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hong Leong Finance Business Description

Address 16 Raffles Quay, No. 01-05, Hong Leong Building, Singapore, SGP, 048581
Hong Leong Finance Ltd is a financial institution. The activities of the company are related to financing business and the provision of corporate advisory services. The principal activities of the subsidiaries are the provision of nominee services. It operates exclusively in Singapore. The company's service offerings include SME loans, Personal loans, Deposites and savings, and corporate finance.
59GF Score

Get the complete analysis for SGX:S41

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$2.51
Price
S$2.25
GF Value