Willis Towers Watson (STU:WTY) FCF Margin %: -2.69% (As of Mar. 2026)


STU:WTY Willis Towers Watson PLC STU:WTY
83 GF Score
Price €226.30
GF Value €281.73
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Willis Towers Watson FCF Margin %?

Willis Towers Watson STU:WTY +2.26% 83 FCF Margin % is -2.69% as of Mar. 2026. GuruFocus rates STU:WTY with a GF Score™ of 83/100 and a GF Value™ of €281.73 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 502 Insurance companies, Willis Towers Watson ranks better than 65.54% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Willis Towers Watson's Free Cash Flow for the three months ended in Mar. 2026 was €-56 Mil. Willis Towers Watson's Revenue for the three months ended in Mar. 2026 was €2,086 Mil. Therefore, Willis Towers Watson's FCF Margin % for the quarter that ended in Mar. 2026 was -2.69%.

As of today, Willis Towers Watson's current FCF Yield % is 6.44%.

The historical rank and industry rank for Willis Towers Watson's FCF Margin % or its related term are showing as below:

STU:WTY' s FCF Margin % Range Over the Past 10 Years
Min: 5.94   Med: 11.49   Max: 20.67
Current: 15.76


During the past 13 years, the highest FCF Margin % of Willis Towers Watson was 20.67%. The lowest was 5.94%. And the median was 11.49%.

STU:WTY's FCF Margin % is ranked better than
65.54% of 502 companies
in the Insurance industry
Industry Median: 9.63 vs STU:WTY: 15.76


Willis Towers Watson FCF Margin % Related Terms


Willis Towers Watson FCF Margin % Historical Data

* Premium members only.

The historical data trend for Willis Towers Watson's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Willis Towers Watson FCF Margin % Chart

Willis Towers Watson Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.67 6.86 11.63 12.76 15.93

Willis Towers Watson Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.87 13.40 27.14 24.11 -2.69

STU:WTY vs BRO, ERIE, NP: FCF Margin % Comparison

For the Insurance Brokers subindustry, Willis Towers Watson's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Willis Towers Watson FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Willis Towers Watson's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Willis Towers Watson's FCF Margin % falls into.


STU:WTY
83GF Score
Willis Towers Watson PLC STU:WTY
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Willis Towers Watson FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Willis Towers Watson's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1320.284/8290.632
=15.93 %

Willis Towers Watson's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-56.225/2086.38
=-2.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -2.69% mean?
Willis Towers Watson (STU:WTY) has a FCF Margin % of -2.69% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Willis Towers Watson and its competitors. Over the past decade, Willis Towers Watson's FCF Margin % has ranged from 5.94 to 20.67. According to the industry distribution chart, Willis Towers Watson ranks #173 out of 502 companies in the Insurance industry, placing it in the top 34.5%.
Is Willis Towers Watson's FCF Margin % too high?
Willis Towers Watson's current FCF Margin % is -2.69%. Over the past 10 years, this metric has ranged from a low of 5.94 to a high of 20.67. Based on the distribution chart, Willis Towers Watson ranks #173 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Willis Towers Watson has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Willis Towers Watson's FCF Margin % compare to BRO and ERIE?
According to the Insurance industry distribution chart, Willis Towers Watson ranks #173 out of 502 companies for FCF Margin %. This puts Willis Towers Watson in the upper half of its industry. The industry median FCF Margin % is 9.63. Historically, Willis Towers Watson's own FCF Margin % has ranged from 5.94 to 20.67 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Willis Towers Watson and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Willis Towers Watson's current FCF Margin % is -2.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Willis Towers Watson stock overvalued right now?
Based on GuruFocus' analysis, Willis Towers Watson (STU:WTY) is currently considered Modestly Undervalued. The stock's GF Value™ is €281.73, compared to a current price of €226.30 — trading 19.7% below its estimated fair value. The current FCF Margin % is -2.69%. Willis Towers Watson's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Willis Towers Watson (STU:WTY), the current FCF Margin % is -2.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Willis Towers Watson (STU:WTY) Overvalued in 2026?

Based on GuruFocus' analysis, Willis Towers Watson stock appears to be undervalued. The current stock price of €226.30 is trading 19.7% below its estimated GF Value™ of €281.73. GuruFocus considers Willis Towers Watson to be Modestly Undervalued.

Key valuation signals for STU:WTY:

  • FCF Margin %: -2.69%
  • GF Value™: €281.73 vs. price of €226.30 (19.7% below fair value)
  • GF Score™: 83/100 with 1 warning sign

No single metric tells the full story. See the STU:WTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Willis Towers Watson Business Description

Address c/o Willis Group Limited, 51 Lime Street, London, GBR, EC3M 7DQ
Willis Towers Watson PLC is an advisory, broking, and solutions company that provides data-driven, insight-led solutions in the areas of people, risk, and capital. The company's segments include Health, Wealth & Career (HWC) and Risk & Broking (R&B). The HWC segment provides an array of advice, broking, solutions and technology for employee benefit plans, institutional investors, compensation and career programs, and employee experience overall. It focuses on four key areas: Health, Wealth, Career and Benefits Delivery & Outsourcing. The R&B segment provides risk advice, insurance brokerage and consulting services to clients ranging from small businesses to multinational corporations. Its R&B segment includes two businesses: Corporate Risk & Broking and Insurance Consulting and Technology.
83GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€226.30
Price
€281.73
GF Value