Willis Towers WatsonSTU:WTY +2.26%83 ROA % is 4.04% as of Mar. 2026, which is 41% above its 10-year median of 2.86. GuruFocus rates STU:WTY with a GF Score™ of 83/100 and a GF Value™ of €281.73 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 508 Insurance companies, Willis Towers Watson ranks better than 80.12% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Willis Towers Watson's annualizedNet Income for the quarter that ended in Mar. 2026 was €1,028 Mil.
Willis Towers Watson's average Total Assets over the quarter that ended in Mar. 2026 was €25,427 Mil. Therefore, Willis Towers Watson's annualized ROA % for the quarter that ended in Mar. 2026 was 4.04%.
The historical rank and industry rank for Willis Towers Watson's ROA % or its related term are showing as below:
STU:WTY'
s ROA % Range Over the Past 10 Years
Min: -0.35 Med: 2.86 Max: 11.49
Current: 5.82
During the past 13 years, Willis Towers Watson's highest ROA % was 11.49%. The lowest was -0.35%. And the median was 2.86%.
STU:WTY's ROA % is ranked better than 80.12% of 508
companies
in the Insurance industry
Industry Median: 2.7
vs STU:WTY: 5.82
Willis Towers Watson (STU:WTY) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Willis Towers Watson's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Willis Towers Watson ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Willis Towers Watson's ROA % distribution charts can be found below:
* The bar in red indicates where Willis Towers Watson's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Willis Towers Watson (STU:WTY) has a ROA % of 4.04% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Willis Towers Watson and its competitors. This is 41% above median its historical median of 2.86. According to the industry distribution chart, Willis Towers Watson ranks #101 out of 508 companies in the Insurance industry, placing it in the top 19.9%.
Is Willis Towers Watson's ROA % too high?
Willis Towers Watson's current ROA % of 4.04% is 41% above median its 10-year median of 2.86. The Insurance industry median ROA % is 2.70. Willis Towers Watson's value of 4.04% is 49.6% above this industry median. Based on the distribution chart, Willis Towers Watson ranks #101 out of 508 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Willis Towers Watson has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Willis Towers Watson's ROA % compare to BRO and ERIE?
According to the Insurance industry distribution chart, Willis Towers Watson ranks #101 out of 508 companies for ROA %. This places Willis Towers Watson in the top 20% of its industry — outperforming the majority of peers. The industry median ROA % is 2.70. Willis Towers Watson's value of 4.04% is 49.6% above this benchmark. While the company's 10-year median is 2.86 vs. the industry median of 2.70, Willis Towers Watson has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.70, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Willis Towers Watson's current ROA % of 4.04% is 49.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Willis Towers Watson and its competitors. For the Insurance industry, the median ROA % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Willis Towers Watson's current ROA % is 4.04%, which is 41% above median its own 10-year median of 2.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Willis Towers Watson stock overvalued right now?
Based on GuruFocus' analysis, Willis Towers Watson (STU:WTY) is currently considered Modestly Undervalued. The stock's GF Value™ is €281.73, compared to a current price of €226.30 — trading 19.7% below its estimated fair value. The current ROA % is 4.04%, which is 41% above median its 10-year median of 2.86 and 49.6% above the Insurance industry median of 2.70. Willis Towers Watson's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Willis Towers Watson (STU:WTY), the current ROA % is 4.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Willis Towers Watson (STU:WTY) Overvalued in 2026?
Based on GuruFocus' analysis, Willis Towers Watson stock appears to be undervalued.
The current stock price of €226.30 is trading 19.7% below its estimated GF Value™ of €281.73.
GuruFocus considers Willis Towers Watson to be Modestly Undervalued.
Key valuation signals for STU:WTY:
ROA %: 4.04% (41% above median its 10-year median of 2.86)
GF Value™: €281.73 vs. price of €226.30 (19.7% below fair value)
Industry Position: 49.6% above the Insurance median (#101 of 508)
No single metric tells the full story. See the STU:WTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Willis Towers Watson PLC is an advisory, broking, and solutions company that provides data-driven, insight-led solutions in the areas of people, risk, and capital. The company's segments include Health, Wealth & Career (HWC) and Risk & Broking (R&B). The HWC segment provides an array of advice, broking, solutions and technology for employee benefit plans, institutional investors, compensation and career programs, and employee experience overall. It focuses on four key areas: Health, Wealth, Career and Benefits Delivery & Outsourcing. The R&B segment provides risk advice, insurance brokerage and consulting services to clients ranging from small businesses to multinational corporations. Its R&B segment includes two businesses: Corporate Risk & Broking and Insurance Consulting and Technology.
83GF Score
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