Willis Towers WatsonSTU:WTY +2.26%83 ROE % is 14.99% as of Mar. 2026, which is 65% above its 10-year median of 9.06. GuruFocus rates STU:WTY with a GF Score™ of 83/100 and a GF Value™ of €281.73 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Willis Towers Watson ranks better than 80.56% on this metric.
The historical rank and industry rank for Willis Towers Watson's ROE % or its related term are showing as below:
STU:WTY'
s ROE % Range Over the Past 10 Years
Min: -1.12 Med: 9.06 Max: 35.07
Current: 20.88
During the past 13 years, Willis Towers Watson's highest ROE % was 35.07%. The lowest was -1.12%. And the median was 9.06%.
STU:WTY's ROE % is ranked better than 80.56% of 504
companies
in the Insurance industry
Industry Median: 11.675
vs STU:WTY: 20.88
Willis Towers Watson (STU:WTY) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Willis Towers Watson's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Willis Towers Watson ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Willis Towers Watson's ROE % distribution charts can be found below:
* The bar in red indicates where Willis Towers Watson's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Willis Towers Watson (STU:WTY) has a ROE % of 14.99% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Willis Towers Watson and its competitors. This is 65% above median its historical median of 9.06. According to the industry distribution chart, Willis Towers Watson ranks #98 out of 504 companies in the Insurance industry, placing it in the top 19.4%.
Is Willis Towers Watson's ROE % too high?
Willis Towers Watson's current ROE % of 14.99% is 65% above median its 10-year median of 9.06. The Insurance industry median ROE % is 11.68. Willis Towers Watson's value of 14.99% is 28.4% above this industry median. Based on the distribution chart, Willis Towers Watson ranks #98 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Willis Towers Watson has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Willis Towers Watson's ROE % compare to BRO and ERIE?
According to the Insurance industry distribution chart, Willis Towers Watson ranks #98 out of 504 companies for ROE %. This places Willis Towers Watson in the top 19% of its industry — outperforming the majority of peers. The industry median ROE % is 11.68. Willis Towers Watson's value of 14.99% is 28.4% above this benchmark. While the company's 10-year median is 9.06 vs. the industry median of 11.68, Willis Towers Watson has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.68, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Willis Towers Watson's current ROE % of 14.99% is 28.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Willis Towers Watson and its competitors. For the Insurance industry, the median ROE % is 11.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Willis Towers Watson's current ROE % is 14.99%, which is 65% above median its own 10-year median of 9.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Willis Towers Watson stock overvalued right now?
Based on GuruFocus' analysis, Willis Towers Watson (STU:WTY) is currently considered Modestly Undervalued. The stock's GF Value™ is €281.73, compared to a current price of €226.30 — trading 19.7% below its estimated fair value. The current ROE % is 14.99%, which is 65% above median its 10-year median of 9.06 and 28.4% above the Insurance industry median of 11.68. Willis Towers Watson's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Willis Towers Watson (STU:WTY), the current ROE % is 14.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Willis Towers Watson (STU:WTY) Overvalued in 2026?
Based on GuruFocus' analysis, Willis Towers Watson stock appears to be undervalued.
The current stock price of €226.30 is trading 19.7% below its estimated GF Value™ of €281.73.
GuruFocus considers Willis Towers Watson to be Modestly Undervalued.
Key valuation signals for STU:WTY:
ROE %: 14.99% (65% above median its 10-year median of 9.06)
GF Value™: €281.73 vs. price of €226.30 (19.7% below fair value)
Industry Position: 28.4% above the Insurance median (#98 of 504)
No single metric tells the full story. See the STU:WTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Willis Towers Watson PLC is an advisory, broking, and solutions company that provides data-driven, insight-led solutions in the areas of people, risk, and capital. The company's segments include Health, Wealth & Career (HWC) and Risk & Broking (R&B). The HWC segment provides an array of advice, broking, solutions and technology for employee benefit plans, institutional investors, compensation and career programs, and employee experience overall. It focuses on four key areas: Health, Wealth, Career and Benefits Delivery & Outsourcing. The R&B segment provides risk advice, insurance brokerage and consulting services to clients ranging from small businesses to multinational corporations. Its R&B segment includes two businesses: Corporate Risk & Broking and Insurance Consulting and Technology.
83GF Score
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