* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chang Hwa Commercial Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Chang Hwa Commercial Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chang Hwa Commercial Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Chang Hwa Commercial Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Chang Hwa Commercial Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chang Hwa Commercial Bank (TPE:2801) has a FCF Margin % of -466.81% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Chang Hwa Commercial Bank and its competitors. According to the industry distribution chart, Chang Hwa Commercial Bank ranks #1348 out of 1505 companies in the Banks industry, placing it in the top 89.6%.
Is Chang Hwa Commercial Bank's FCF Margin % too high?
Chang Hwa Commercial Bank's current FCF Margin % is -466.81%. Based on the distribution chart, Chang Hwa Commercial Bank ranks #1348 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chang Hwa Commercial Bank has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chang Hwa Commercial Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Chang Hwa Commercial Bank ranks #1348 out of 1505 companies for FCF Margin %. This places Chang Hwa Commercial Bank in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Chang Hwa Commercial Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chang Hwa Commercial Bank's current FCF Margin % is -466.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chang Hwa Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Chang Hwa Commercial Bank (TPE:2801) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$20.38, compared to a current price of NT$23.50 — trading 15.3% above its estimated fair value. The current FCF Margin % is -466.81%. Chang Hwa Commercial Bank's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Chang Hwa Commercial Bank (TPE:2801), the current FCF Margin % is -466.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chang Hwa Commercial Bank (TPE:2801) Overvalued in 2026?
Based on GuruFocus' analysis, Chang Hwa Commercial Bank stock appears to be overvalued.
The current stock price of NT$23.50 is trading 15.3% above its estimated GF Value™ of NT$20.38.
GuruFocus considers Chang Hwa Commercial Bank to be Modestly Overvalued.
Key valuation signals for TPE:2801:
FCF Margin %: -466.81%
GF Value™: NT$20.38 vs. price of NT$23.50 (15.3% above fair value)
No single metric tells the full story. See the TPE:2801 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chang Hwa Commercial Bank Ltd operates as a bank. It operates in segments namely Loans, Deposits, Financial Instruments and Investments, Wealth Management, Overseas branches and Subsidiaries, and others. It generates a majority of its revenue from the Loan segment. It offers services such as wealth management, personal cards, housing loans, credit loans, personal Internet banking, commercial Internet banking, and others.
72GF Score
Get the complete analysis for TPE:2801
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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