Chang Hwa Commercial Bank has the GF Score of 72, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Chang Hwa Commercial Bank
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Chang Hwa Commercial Bank (TPE:2801) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Chang Hwa Commercial Bank GF Score Related Terms
Chang Hwa Commercial Bank GF Score Competitor Comparison
For the Banks - Regional subindustry, Chang Hwa Commercial Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chang Hwa Commercial Bank GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Chang Hwa Commercial Bank's GF Score distribution charts can be found below:
* The bar in red indicates where Chang Hwa Commercial Bank's GF Score falls into.
Chang Hwa Commercial Bank (TPE:2801) has a GF Score of 72 as of Jul. 08, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Chang Hwa Commercial Bank and its competitors. This is 24% above median its historical median of 58.00. Over the past decade, Chang Hwa Commercial Bank's GF Score has ranged from 40.00 to 82.00.
Is Chang Hwa Commercial Bank's GF Score too high?
Chang Hwa Commercial Bank's current GF Score of 72 is 24% above median its 10-year median of 58.00. Over the past 10 years, this metric has ranged from a low of 40.00 to a high of 82.00. Overall, Chang Hwa Commercial Bank has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chang Hwa Commercial Bank's GF Score compare to competitors?
Chang Hwa Commercial Bank's GF Score of 72 can be compared against companies in the Banks industry. Historically, Chang Hwa Commercial Bank's own GF Score has ranged from 40.00 to 82.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Chang Hwa Commercial Bank and its competitors. Chang Hwa Commercial Bank's current GF Score is 72, which is 24% above median its own 10-year median of 58.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chang Hwa Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Chang Hwa Commercial Bank (TPE:2801) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$20.44, compared to a current price of NT$23.50 — trading 15% above its estimated fair value. The current GF Score is 72, which is 24% above median its 10-year median of 58.00. Chang Hwa Commercial Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Chang Hwa Commercial Bank (TPE:2801), the current GF Score is 72 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chang Hwa Commercial Bank (TPE:2801) Overvalued in 2026?
Based on GuruFocus' analysis, Chang Hwa Commercial Bank stock appears to be overvalued.
The current stock price of NT$23.50 is trading 15% above its estimated GF Value™ of NT$20.44.
GuruFocus considers Chang Hwa Commercial Bank to be Modestly Overvalued.
Key valuation signals for TPE:2801:
GF Score: 72 (24% above median its 10-year median of 58.00)
GF Value™: NT$20.44 vs. price of NT$23.50 (15% above fair value)
No single metric tells the full story. See the TPE:2801 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chang Hwa Commercial Bank Ltd operates as a bank. It operates in segments namely Loans, Deposits, Financial Instruments and Investments, Wealth Management, Overseas branches and Subsidiaries, and others. It generates a majority of its revenue from the Loan segment. It offers services such as wealth management, personal cards, housing loans, credit loans, personal Internet banking, commercial Internet banking, and others.
72GF Score
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