Chang Hwa Commercial Bank (TPE:2801) ROE % Adjusted to Book Value: 6.15% (As of Dec. 2025)


TPE:2801 Chang Hwa Commercial Bank Ltd TPE:2801
72 GF Score
Price NT$23.35
GF Value NT$20.41
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Chang Hwa Commercial Bank ROE % Adjusted to Book Value?

Chang Hwa Commercial Bank TPE:2801 -2.10% 72 ROE % Adjusted to Book Value is 6.15% as of Dec. 2025. GuruFocus rates TPE:2801 with a GF Score™ of 72/100 and a GF Value™ of NT$20.41 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Chang Hwa Commercial Bank's ROE % for the quarter that ended in Dec. 2025 was 6.70%. Chang Hwa Commercial Bank's PB Ratio for the quarter that ended in Dec. 2025 was 1.09. Chang Hwa Commercial Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 6.15%.


Chang Hwa Commercial Bank ROE % Adjusted to Book Value Related Terms


Chang Hwa Commercial Bank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Chang Hwa Commercial Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chang Hwa Commercial Bank ROE % Adjusted to Book Value Chart

Chang Hwa Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.03 6.02 7.06 7.76 7.73

Chang Hwa Commercial Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.44 8.37 9.41 8.89 6.15

Chang Hwa Commercial Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Chang Hwa Commercial Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chang Hwa Commercial Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Chang Hwa Commercial Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Chang Hwa Commercial Bank's ROE % Adjusted to Book Value falls into.


TPE:2801
72GF Score
Chang Hwa Commercial Bank Ltd TPE:2801
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chang Hwa Commercial Bank ROE % Adjusted to Book Value Calculation

Chang Hwa Commercial Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.43% / 1.09
=7.73%

Chang Hwa Commercial Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.70% / 1.09
=6.15%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.15% mean?
Chang Hwa Commercial Bank (TPE:2801) has a ROE % Adjusted to Book Value of 6.15% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Chang Hwa Commercial Bank and its competitors.
Is Chang Hwa Commercial Bank's ROE % Adjusted to Book Value too high?
Chang Hwa Commercial Bank's current ROE % Adjusted to Book Value is 6.15%. Overall, Chang Hwa Commercial Bank has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chang Hwa Commercial Bank's ROE % Adjusted to Book Value compare to competitors?
Chang Hwa Commercial Bank's ROE % Adjusted to Book Value of 6.15% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Chang Hwa Commercial Bank and its competitors. Chang Hwa Commercial Bank's current ROE % Adjusted to Book Value is 6.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chang Hwa Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Chang Hwa Commercial Bank (TPE:2801) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$20.41, compared to a current price of NT$23.35 — trading 14.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 6.15%. Chang Hwa Commercial Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Chang Hwa Commercial Bank (TPE:2801), the current ROE % Adjusted to Book Value is 6.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chang Hwa Commercial Bank (TPE:2801) Overvalued in 2026?

Based on GuruFocus' analysis, Chang Hwa Commercial Bank stock appears to be overvalued. The current stock price of NT$23.35 is trading 14.4% above its estimated GF Value™ of NT$20.41. GuruFocus considers Chang Hwa Commercial Bank to be Modestly Overvalued.

Key valuation signals for TPE:2801:

  • ROE % Adjusted to Book Value: 6.15%
  • GF Value™: NT$20.41 vs. price of NT$23.35 (14.4% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the TPE:2801 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chang Hwa Commercial Bank Business Description

Address No. 38, Section 2, Ziyou Road, Taichung, TWN
Chang Hwa Commercial Bank Ltd operates as a bank. It operates in segments namely Loans, Deposits, Financial Instruments and Investments, Wealth Management, Overseas branches and Subsidiaries, and others. It generates a majority of its revenue from the Loan segment. It offers services such as wealth management, personal cards, housing loans, credit loans, personal Internet banking, commercial Internet banking, and others.
72GF Score

Get the complete analysis for TPE:2801

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$23.35
Price
NT$20.41
GF Value