Chang Hwa Commercial Bank (TPE:2801) Interest Expense: NT$-50,851 Mil (TTM As of Dec. 2025)


TPE:2801 Chang Hwa Commercial Bank Ltd TPE:2801
72 GF Score
Price NT$24.05
GF Value NT$20.45
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Chang Hwa Commercial Bank Interest Expense?

Chang Hwa Commercial Bank TPE:2801 72 Interest Expense is NT$-50,851 Mil as of Dec. 2025. GuruFocus rates TPE:2801 with a GF Score™ of 72/100 and a GF Value™ of NT$20.45 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Chang Hwa Commercial Bank's interest expense for the three months ended in Dec. 2025 was NT$ -12,568 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was NT$-50,851 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Chang Hwa Commercial Bank's Operating Income for the three months ended in Dec. 2025 was NT$ Mil. Chang Hwa Commercial Bank's Interest Expense for the three months ended in Dec. 2025 was NT$ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Chang Hwa Commercial Bank Interest Expense Historical Data

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The historical data trend for Chang Hwa Commercial Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chang Hwa Commercial Bank Interest Expense Chart

Chang Hwa Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7,026.31 -16,966.65 -42,610.49 -53,499.02 -50,850.95

Chang Hwa Commercial Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13,362.59 -12,713.86 -12,631.66 -12,937.83 -12,567.61
TPE:2801
72GF Score
Chang Hwa Commercial Bank Ltd TPE:2801
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Chang Hwa Commercial Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$-50,851 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of NT$-50,851 Mil mean?
Chang Hwa Commercial Bank (TPE:2801) has a Interest Expense of NT$-50,851 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Chang Hwa Commercial Bank and its competitors.
Is Chang Hwa Commercial Bank's Interest Expense too high?
Chang Hwa Commercial Bank's current Interest Expense is NT$-50,851 Mil. Overall, Chang Hwa Commercial Bank has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chang Hwa Commercial Bank's Interest Expense compare to competitors?
Chang Hwa Commercial Bank's Interest Expense of NT$-50,851 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Chang Hwa Commercial Bank and its competitors. Chang Hwa Commercial Bank's current Interest Expense is NT$-50,851 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chang Hwa Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Chang Hwa Commercial Bank (TPE:2801) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$20.45, compared to a current price of NT$24.05 — trading 17.6% above its estimated fair value. The current Interest Expense is NT$-50,851 Mil. Chang Hwa Commercial Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Chang Hwa Commercial Bank (TPE:2801), the current Interest Expense is NT$-50,851 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chang Hwa Commercial Bank (TPE:2801) Overvalued in 2026?

Based on GuruFocus' analysis, Chang Hwa Commercial Bank stock appears to be overvalued. The current stock price of NT$24.05 is trading 17.6% above its estimated GF Value™ of NT$20.45. GuruFocus considers Chang Hwa Commercial Bank to be Modestly Overvalued.

Key valuation signals for TPE:2801:

  • Interest Expense: NT$-50,851 Mil
  • GF Value™: NT$20.45 vs. price of NT$24.05 (17.6% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the TPE:2801 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chang Hwa Commercial Bank Business Description

Address No. 38, Section 2, Ziyou Road, Taichung, TWN
Chang Hwa Commercial Bank Ltd operates as a bank. It operates in segments namely Loans, Deposits, Financial Instruments and Investments, Wealth Management, Overseas branches and Subsidiaries, and others. It generates a majority of its revenue from the Loan segment. It offers services such as wealth management, personal cards, housing loans, credit loans, personal Internet banking, commercial Internet banking, and others.
72GF Score

Get the complete analysis for TPE:2801

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$24.05
Price
NT$20.45
GF Value