Chang Hwa Commercial Bank (TPE:2801) FCF Yield %: -12.51 (As of Jun. 29, 2026)


TPE:2801 Chang Hwa Commercial Bank Ltd TPE:2801
72 GF Score
Price NT$23.55
GF Value NT$20.38
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Chang Hwa Commercial Bank FCF Yield %?

Chang Hwa Commercial Bank TPE:2801 +0.64% 72 FCF Yield % is -12.51 as of Jun. 29, 2026. GuruFocus rates TPE:2801 with a GF Score™ of 72/100 and a GF Value™ of NT$20.38 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,507 Banks companies, Chang Hwa Commercial Bank ranks worse than 83.74% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Chang Hwa Commercial Bank's Trailing 12-Month Free Cash Flow is NT$-34,664 Mil, and Market Cap is NT$277,090 Mil. Therefore, Chang Hwa Commercial Bank's FCF Yield % for today is -12.51%.

The historical rank and industry rank for Chang Hwa Commercial Bank's FCF Yield % or its related term are showing as below:

TPE:2801' s FCF Yield % Range Over the Past 10 Years
Min: -50.64   Med: -4.61   Max: 62.25
Current: -12.51


During the past 13 years, the highest FCF Yield % of Chang Hwa Commercial Bank was 62.25%. The lowest was -50.64%. And the median was -4.61%.

TPE:2801's FCF Yield % is ranked worse than
83.74% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs TPE:2801: -12.51

Chang Hwa Commercial Bank's FCF Margin % for the quarter that ended in Dec. 2025 was -466.81%.


Chang Hwa Commercial Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Chang Hwa Commercial Bank FCF Yield % Related Terms


Chang Hwa Commercial Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Chang Hwa Commercial Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chang Hwa Commercial Bank FCF Yield % Chart

Chang Hwa Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.07 -21.47 -16.25 -22.40 -14.41

Chang Hwa Commercial Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -105.69 -47.49 55.97 17.82 -84.23

Chang Hwa Commercial Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Chang Hwa Commercial Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chang Hwa Commercial Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Chang Hwa Commercial Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Chang Hwa Commercial Bank's FCF Yield % falls into.


TPE:2801
72GF Score
Chang Hwa Commercial Bank Ltd TPE:2801
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chang Hwa Commercial Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Chang Hwa Commercial Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-34663.728 / 240615.6407
=-14.41%

Chang Hwa Commercial Bank's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-50669.14 * 4 / 240615.6407
=-84.23%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -12.51 mean?
Chang Hwa Commercial Bank (TPE:2801) has a FCF Yield % of -12.51 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Chang Hwa Commercial Bank and its competitors. According to the industry distribution chart, Chang Hwa Commercial Bank ranks #1262 out of 1507 companies in the Banks industry, placing it in the top 83.7%.
Is Chang Hwa Commercial Bank's FCF Yield % too high?
Chang Hwa Commercial Bank's current FCF Yield % is -12.51. Based on the distribution chart, Chang Hwa Commercial Bank ranks #1262 out of 1507 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chang Hwa Commercial Bank has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chang Hwa Commercial Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Chang Hwa Commercial Bank ranks #1262 out of 1507 companies for FCF Yield %. This places Chang Hwa Commercial Bank in the lower half of its industry. The industry median FCF Yield % is 8.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Chang Hwa Commercial Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chang Hwa Commercial Bank's current FCF Yield % is -12.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chang Hwa Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Chang Hwa Commercial Bank (TPE:2801) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$20.38, compared to a current price of NT$23.55 — trading 15.6% above its estimated fair value. The current FCF Yield % is -12.51. Chang Hwa Commercial Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Chang Hwa Commercial Bank (TPE:2801), the current FCF Yield % is -12.51 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chang Hwa Commercial Bank (TPE:2801) Overvalued in 2026?

Based on GuruFocus' analysis, Chang Hwa Commercial Bank stock appears to be overvalued. The current stock price of NT$23.55 is trading 15.6% above its estimated GF Value™ of NT$20.38. GuruFocus considers Chang Hwa Commercial Bank to be Modestly Overvalued.

Key valuation signals for TPE:2801:

  • FCF Yield %: -12.51
  • GF Value™: NT$20.38 vs. price of NT$23.55 (15.6% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the TPE:2801 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chang Hwa Commercial Bank Business Description

Address No. 38, Section 2, Ziyou Road, Taichung, TWN
Chang Hwa Commercial Bank Ltd operates as a bank. It operates in segments namely Loans, Deposits, Financial Instruments and Investments, Wealth Management, Overseas branches and Subsidiaries, and others. It generates a majority of its revenue from the Loan segment. It offers services such as wealth management, personal cards, housing loans, credit loans, personal Internet banking, commercial Internet banking, and others.
72GF Score

Get the complete analysis for TPE:2801

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$23.55
Price
NT$20.38
GF Value