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Chang Hwa Commercial Bank has the Profitability Rank of 5.
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:
1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank
A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
Chang Hwa Commercial Bank Profitability Rank Related Terms
Chang Hwa Commercial Bank Profitability Rank Competitor Comparison
For the Banks - Regional subindustry, Chang Hwa Commercial Bank's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chang Hwa Commercial Bank Profitability Rank vs Banks Industry
For the Banks industry and Financial Services sector, Chang Hwa Commercial Bank's Profitability Rank distribution charts can be found below:
* The bar in red indicates where Chang Hwa Commercial Bank's Profitability Rank falls into.
Chang Hwa Commercial Bank Profitability Rank Calculation
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
Chang Hwa Commercial Bank has the Profitability Rank of 5.
Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chang Hwa Commercial Bank (TPE:2801) has a Profitability Rank of 5 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Chang Hwa Commercial Bank and its competitors. This is near median its historical median of 5.00. Over the past decade, Chang Hwa Commercial Bank's Profitability Rank has ranged from 3.00 to 7.00.
Is Chang Hwa Commercial Bank's Profitability Rank too high?
Chang Hwa Commercial Bank's current Profitability Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 7.00. Overall, Chang Hwa Commercial Bank has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chang Hwa Commercial Bank's Profitability Rank compare to competitors?
Chang Hwa Commercial Bank's Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, Chang Hwa Commercial Bank's own Profitability Rank has ranged from 3.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Chang Hwa Commercial Bank and its competitors. Chang Hwa Commercial Bank's current Profitability Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chang Hwa Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Chang Hwa Commercial Bank (TPE:2801) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$20.48, compared to a current price of NT$26.60 — trading 29.9% above its estimated fair value. The current Profitability Rank is 5, which is near median its 10-year median of 5.00. Chang Hwa Commercial Bank's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Chang Hwa Commercial Bank (TPE:2801), the current Profitability Rank is 5 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chang Hwa Commercial Bank (TPE:2801) Overvalued in 2026?
Based on GuruFocus' analysis, Chang Hwa Commercial Bank stock appears to be overvalued.
The current stock price of NT$26.60 is trading 29.9% above its estimated GF Value™ of NT$20.48.
GuruFocus considers Chang Hwa Commercial Bank to be Modestly Overvalued.
Key valuation signals for TPE:2801:
Profitability Rank: 5 (near median its 10-year median of 5.00)
GF Value™: NT$20.48 vs. price of NT$26.60 (29.9% above fair value)
No single metric tells the full story. See the TPE:2801 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chang Hwa Commercial Bank Ltd operates as a bank. It operates in segments namely Loans, Deposits, Financial Instruments and Investments, Wealth Management, Overseas branches and Subsidiaries, and others. It generates a majority of its revenue from the Loan segment. It offers services such as wealth management, personal cards, housing loans, credit loans, personal Internet banking, commercial Internet banking, and others.
76GF Score
Get the complete analysis for TPE:2801
Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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