The Western Union CoBSP:WUNI34 -1.71%69 FCF Yield % is 13.24 as of Jul. 05, 2026, which is 67% above its 10-year median of 7.95. GuruFocus rates BSP:WUNI34 with a GF Score™ of 69/100 and a GF Value™ of R$59.57 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 537 Credit Services companies, The Western Union Co ranks better than 75.23% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
The Western Union Co FCF Yield % Related Terms
The Western Union Co FCF Yield % Historical Data
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The historical data trend for The Western Union Co's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:WUNI34 vs AGM.A, EZPW, ECPG: FCF Yield % Comparison
For the Credit Services subindustry, The Western Union Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Western Union Co FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, The Western Union Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where The Western Union Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Western Union Co (BSP:WUNI34) has a FCF Yield % of 13.24 as of Jul. 05, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on The Western Union Co and its competitors. This is 67% above median its historical median of 7.95. Over the past decade, The Western Union Co's FCF Yield % has ranged from 3.61 to 15.74. According to the industry distribution chart, The Western Union Co ranks #133 out of 537 companies in the Credit Services industry, placing it in the top 24.8%.
Is The Western Union Co's FCF Yield % too high?
The Western Union Co's current FCF Yield % of 13.24 is 67% above median its 10-year median of 7.95. Over the past 10 years, this metric has ranged from a low of 3.61 to a high of 15.74. Based on the distribution chart, The Western Union Co ranks #133 out of 537 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, The Western Union Co has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does The Western Union Co's FCF Yield % compare to AGM.A and EZPW?
According to the Credit Services industry distribution chart, The Western Union Co ranks #133 out of 537 companies for FCF Yield %. This places The Western Union Co in the top 25% of its industry — outperforming the majority of peers. Historically, The Western Union Co's own FCF Yield % has ranged from 3.61 to 15.74 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on The Western Union Co and its competitors. The Western Union Co's current FCF Yield % is 13.24, which is 67% above median its own 10-year median of 7.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Western Union Co stock overvalued right now?
Based on GuruFocus' analysis, The Western Union Co (BSP:WUNI34) is currently considered Possible Value Trap. The stock's GF Value™ is R$59.57, compared to a current price of R$40.82 — trading 31.5% below its estimated fair value. The current FCF Yield % is 13.24, which is 67% above median its 10-year median of 7.95. The Western Union Co's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For The Western Union Co (BSP:WUNI34), the current FCF Yield % is 13.24 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Western Union Co (BSP:WUNI34) Overvalued in 2026?
Based on GuruFocus' analysis, The Western Union Co stock appears to be undervalued.
The current stock price of R$40.82 is trading 31.5% below its estimated GF Value™ of R$59.57.
GuruFocus considers The Western Union Co to be Possible Value Trap.
Key valuation signals for BSP:WUNI34:
FCF Yield %: 13.24 (67% above median its 10-year median of 7.95)
GF Value™: R$59.57 vs. price of R$40.82 (31.5% below fair value)
No single metric tells the full story. See the BSP:WUNI34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
69GF Score
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