The Western Union CoBSP:WUNI34 -0.22%69 Dividend Payout Ratio is 0.65 as of Mar. 2026, which is 38% above its 10-year median of 0.47. GuruFocus rates BSP:WUNI34 with a GF Score™ of 69/100 and a GF Value™ of R$60.07 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 194 Credit Services companies, The Western Union Co ranks worse than 82.47% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. The Western Union Co's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.65.
The historical rank and industry rank for The Western Union Co's Dividend Payout Ratio or its related term are showing as below:
BSP:WUNI34'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.37 Med: 0.47 Max: 0.54
Current: 0.42
During the past 13 years, the highest Dividend Payout Ratio of The Western Union Co was 0.54. The lowest was 0.37. And the median was 0.47.
BSP:WUNI34's Dividend Payout Ratio is ranked worse than 82.47% of 194
companies
in the Credit Services industry
Industry Median: 0.32
vs BSP:WUNI34: 0.42
During the past 13 years, the highest Trailing Annual Dividend Yield of The Western Union Co was 13.20%. The lowest was 2.83%. And the median was 4.36%.
During the past 5 years, the average Dividends Per Share Growth Rate was 0.60% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of The Western Union Co was 97.90% per year. The lowest was 0.00% per year. And the median was 8.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
The Western Union Co (BSP:WUNI34) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The Western Union Co Dividend Payout Ratio Related Terms
The Western Union Co Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for The Western Union Co's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:WUNI34 vs AGM.A, EZPW, ECPG: Dividend Payout Ratio Comparison
For the Credit Services subindustry, The Western Union Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Western Union Co Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, The Western Union Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where The Western Union Co's Dividend Payout Ratio falls into.
The Western Union Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
The Western Union Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Western Union Co (BSP:WUNI34) has a Dividend Payout Ratio of 0.65 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on The Western Union Co and its competitors. This is 38% above median its historical median of 0.47. Over the past decade, The Western Union Co's Dividend Payout Ratio has ranged from 0.37 to 0.54. According to the industry distribution chart, The Western Union Co ranks #160 out of 194 companies in the Credit Services industry, placing it in the top 82.5%.
Is The Western Union Co's Dividend Payout Ratio too high?
The Western Union Co's current Dividend Payout Ratio of 0.65 is 38% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.54. The Credit Services industry median Dividend Payout Ratio is 0.32. The Western Union Co's value of 0.65 is 103.1% above this industry median. Based on the distribution chart, The Western Union Co ranks #160 out of 194 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, The Western Union Co has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does The Western Union Co's Dividend Payout Ratio compare to AGM.A and EZPW?
According to the Credit Services industry distribution chart, The Western Union Co ranks #160 out of 194 companies for Dividend Payout Ratio. This places The Western Union Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. The Western Union Co's value of 0.65 is 103.1% above this benchmark. Historically, The Western Union Co's own Dividend Payout Ratio has ranged from 0.37 to 0.54 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.32, The Western Union Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Western Union Co's current Dividend Payout Ratio of 0.65 is 103.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on The Western Union Co and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Western Union Co's current Dividend Payout Ratio is 0.65, which is 38% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Western Union Co stock overvalued right now?
Based on GuruFocus' analysis, The Western Union Co (BSP:WUNI34) is currently considered Possible Value Trap. The stock's GF Value™ is R$60.07, compared to a current price of R$40.03 — trading 33.4% below its estimated fair value. The current Dividend Payout Ratio is 0.65, which is 38% above median its 10-year median of 0.47 and 103.1% above the Credit Services industry median of 0.32. The Western Union Co's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For The Western Union Co (BSP:WUNI34), the current Dividend Payout Ratio is 0.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Western Union Co (BSP:WUNI34) Overvalued in 2026?
Based on GuruFocus' analysis, The Western Union Co stock appears to be undervalued.
The current stock price of R$40.03 is trading 33.4% below its estimated GF Value™ of R$60.07.
GuruFocus considers The Western Union Co to be Possible Value Trap.
Key valuation signals for BSP:WUNI34:
Dividend Payout Ratio: 0.65 (38% above median its 10-year median of 0.47)
GF Value™: R$60.07 vs. price of R$40.03 (33.4% below fair value)
Industry Position: 103.1% above the Credit Services median (#160 of 194)
No single metric tells the full story. See the BSP:WUNI34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
69GF Score
Get the complete analysis for BSP:WUNI34
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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